61081
Sterling, Illinois.
Sterling, Whiteside County, IL · Sterling, IL metro · population 20,844
to buy the typical home at today's mortgage rate — +$383 (+100%) since Jan 2020.
- 1 year
- Up $6,288 +5%
- $139,658$145,946 since Sep 2025
- 5 years
- Up $29,110 +25%
- $116,836$145,946 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 61081$766
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in zip 61081 rose 4.5% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Whiteside County, IL 95% · Lee County, IL 5%
Zillow also publishes an index for the city itself: Sterling, IL — measured over the city limits, which is a different area from this zip.
Typical home value — 61081
Mid-tier homes, smoothed and seasonally adjusted.
- 61081$145,946
- Sterling$146,821
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 8.4 | 61071 | Rock Falls | 13,581 | $825 | $122,143 |
| 9.7 | 61051 | Milledgeville | 1,469 | — | $151,453 |
| 11.9 | 61270 | Morrison | 6,912 | — | $173,151 |
| 11.9 | 61014 | Chadwick | 1,067 | — | $152,691 |
| 12.0 | 61261 | Lyndon | 656 | — | $123,254 |
| 12.6 | 61064 | Polo | 3,757 | — | $179,416 |
| 13.3 | 61021 | Dixon | 22,308 | $1,113 | $180,430 |
| 14.1 | 61042 | Harmon | 404 | — | $206,491 |
| 17.7 | 61283 | Tampico | 1,269 | — | $130,604 |
| 18.4 | 61046 | Lanark | 2,794 | — | $332,752 |
| 19.1 | 61251 | Fenton | 377 | — | $233,186 |
| 19.4 | 61277 | Prophetstown | 3,054 | — | $171,425 |
| 19.9 | 61252 | Fulton | 5,437 | — | $163,212 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.