61856
Monticello, Illinois.
Monticello, Piatt County, IL · Champaign-Urbana, IL metro · population 8,226
to buy the typical home at today's mortgage rate — +$772 (+104%) since Jan 2020.
- 1 year
- Up $15,046 +5%
- $274,108$289,154 since Sep 2025
- 5 years
- Up $61,055 +27%
- $228,099$289,154 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 61856$1,518
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in zip 61856 rose 5.5% over the past year — faster than the nation's +1.2%.
Zillow also publishes an index for the city itself: Monticello, IL — measured over the city limits, which is a different area from this zip.
Typical home value — 61856
Mid-tier homes, smoothed and seasonally adjusted.
- 61856$289,154
- Champaign$239,230
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 6.8 | 61884 | White Heath | 973 | — | $374,850 |
| 7.7 | 61839 | De Land | 558 | — | $178,787 |
| 7.9 | 61830 | Cisco | 510 | — | $216,769 |
| 8.3 | 61813 | Bement | 2,043 | — | $208,838 |
| 9.9 | 61875 | Seymour | 846 | — | $302,113 |
| 11.0 | 61882 | Weldon | 777 | — | $137,961 |
| 12.3 | 61818 | Cerro Gordo | 1,560 | — | $163,981 |
| 12.5 | 61872 | Sadorus | 620 | — | $203,889 |
| 12.7 | 61854 | Mansfield | 1,299 | — | $242,783 |
| 13.6 | 62501 | Argenta | 2,324 | — | $196,795 |
| 14.3 | 61929 | Hammond | 672 | — | $166,640 |
| 15.1 | 61913 | Atwood | 1,300 | — | $147,308 |
| 15.2 | 61842 | Farmer City | 2,620 | — | $183,811 |
| 16.1 | 61853 | Mahomet | 14,831 | $1,789 | $352,526 |
| 16.2 | 62554 | Oreana | 1,832 | — | $180,262 |
| 16.5 | 61822 | Champaign | 27,642 | $1,822 | $332,481 |
| 17.1 | 61874 | Savoy | 8,811 | $1,409 | $357,688 |
| 17.1 | 61821 | Champaign | 28,611 | $1,536 | $204,107 |
| 17.2 | 61735 | Dewitt | 360 | — | $187,501 |
| 18.0 | 61863 | Pesotum | 844 | — | $214,921 |
| 18.2 | 61880 | Tolono | 4,367 | — | $251,998 |
| 18.8 | 61820 | Champaign | 40,599 | $1,264 | $182,975 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.