61864
Philo, Illinois.
Philo, Champaign County, IL · Champaign-Urbana, IL metro · population 2,003
to buy the typical home at today's mortgage rate — +$695 (+98%) since Jan 2020.
- 1 year
- Up $18,074 +7%
- $250,146$268,220 since Sep 2025
- 5 years
- Up $54,115 +25%
- $214,106$268,220 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 61864$1,408
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in zip 61864 rose 7.2% over the past year — faster than the nation's +1.2%.
Zillow also publishes an index for the city itself: Philo, IL — measured over the city limits, which is a different area from this zip.
Typical home value — 61864
Mid-tier homes, smoothed and seasonally adjusted.
- 61864$268,220
- Champaign$239,230
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 3.7 | 61877 | Sidney | 1,106 | — | $238,525 |
| 5.4 | 61880 | Tolono | 4,367 | — | $251,998 |
| 7.9 | 61874 | Savoy | 8,811 | $1,409 | $357,688 |
| 8.7 | 61956 | Villa Grove | 2,960 | — | $139,553 |
| 8.9 | 61863 | Pesotum | 844 | — | $214,921 |
| 9.6 | 61801 | Urbana | 27,891 | $1,291 | $189,324 |
| 9.9 | 61802 | Urbana | 20,293 | $1,274 | $222,222 |
| 9.9 | 61849 | Homer | 1,961 | — | $190,607 |
| 10.5 | 61820 | Champaign | 40,599 | $1,264 | $182,975 |
| 11.4 | 61821 | Champaign | 28,611 | $1,536 | $204,107 |
| 12.4 | 61873 | Saint Joseph | 5,779 | — | $294,477 |
| 12.9 | 61872 | Sadorus | 620 | — | $203,889 |
| 13.5 | 61942 | Newman | 1,161 | — | $110,768 |
| 13.8 | 61822 | Champaign | 27,642 | $1,822 | $332,481 |
| 13.9 | 61919 | Camargo | 728 | — | $193,862 |
| 14.7 | 61953 | Tuscola | 6,518 | $850 | $179,835 |
| 15.3 | 61859 | Ogden | 1,227 | — | $224,277 |
| 16.9 | 61876 | Sidell | 717 | — | $117,381 |
| 17.0 | 61875 | Seymour | 846 | — | $302,113 |
| 17.2 | 61841 | Fairmount | 1,112 | — | $162,626 |
| 17.9 | 61878 | Thomasboro | 1,127 | — | $152,084 |
| 18.4 | 61844 | Fithian | 1,031 | — | $179,185 |
| 19.5 | 61884 | White Heath | 973 | — | $374,850 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.