Zip lookup · IL

62221
Belleville, Illinois.

Belleville, Saint Clair County, IL · St. Louis, MO-IL metro · population 29,875

What it costs per month · 62221 $1,317/mo

to buy the typical home at today's mortgage rate — +$699 (+113%) since Jan 2020.

What the home itself did
1 year
Up $5,133 +2%
$245,717$250,850 since Sep 2025
5 years
Up $50,909 +25%
$199,941$250,850 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 62221 $1,317 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 62221$1,317
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in zip 62221 rose 2.1% over the past year — faster than the nation's +1.2%.

Asking rents in zip 62221 rose 6.4% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 62221 runs $781/mo more than renting one. The gap peaked at $833 in May 2024.

That is $2,010 a month against $1,229 rent: a $1,317 mortgage payment, plus $425 property tax and $269 insurance & upkeep.

Owning vs renting — zip 62221

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$500 $1,000 $1,500 $2,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 Owning all in $2,010 Renting $1,229 Mortgage only $1,317
$500 $1,000 $1,500 $2,000 2018 2022 2026
  • Owning all in$2,010
  • Renting$1,229
  • Mortgage only$1,317

Property tax · $425/mo 2.03% of value a year — the ACS 2020-2024 median bill over the median home value for Saint Clair County, IL

Insurance & upkeep · $269/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Belleville, IL — measured over the city limits, which is a different area from this zip.

Asking rent $1,229 as of Sep 2026
+6.4%year on year
Typical home value $250,850 as of Sep 2026
+2.1%year on year

Asking rent — 62221

Against the St. Louis, MO-IL metro and the national benchmark.

$1,000 $1,500 $2,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 62221 $1,229 St. Louis $1,427 United States $1,932
$1,000 $1,500 $2,000 2018 2022 2026
  • 62221$1,229
  • St. Louis$1,427
  • United States$1,932

Typical home value — 62221

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 62221 $250,850 St. Louis $273,164 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 62221$250,850
  • St. Louis$273,164
  • United States$366,157

Within 20 miles

Showing 30 of 46 zips in range — sorting picks from all 46.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.5 62220 Belleville 19,152 $1,052 $153,051
5.7 62226 Belleville 28,255 $1,244 $182,360
6.0 62269 O'Fallon 35,923 $1,661 $311,999
6.5 62243 Freeburg 6,418 — $265,543
7.7 62258 Mascoutah 10,437 $1,369 $259,291
8.0 62254 Lebanon 6,710 — $208,104
8.2 62208 Fairview Heights 16,821 $1,314 $194,162
8.8 62223 Belleville 16,269 $1,393 $180,196
10.1 62232 Caseyville 7,063 — $141,191
10.4 62285 Smithton 4,239 — $309,266
11.4 62260 Millstadt 6,668 — $295,920
11.4 62203 East Saint Louis 5,465 — $38,863
12.0 62265 New Baden 4,555 $1,662 $230,077
12.6 62234 Collinsville 31,648 $1,161 $195,500
13.2 62293 Trenton 4,433 — $266,263
13.2 62207 East Saint Louis 6,984 — $39,087
13.2 62205 East Saint Louis 6,459 — $32,264
13.3 62294 Troy 15,325 $1,317 $331,256
13.4 62204 East Saint Louis 4,055 — $33,646
13.5 62264 New Athens 3,097 — $160,888
14.7 62281 Saint Jacob 3,059 — $361,316
15.1 62206 East Saint Louis 12,959 $1,370 $48,870
15.1 62248 Hecker 521 — $212,058
15.2 62239 Dupo 4,232 — $131,337
15.3 62255 Lenzburg 1,092 — $110,068
15.3 62062 Maryville 8,277 $1,142 $332,120
15.6 62201 East Saint Louis 4,921 — $56,868
15.9 62215 Albers 1,917 — $262,286
16.8 62240 East Carondelet 1,796 — $84,821
17.3 62034 Glen Carbon 14,870 $1,425 $333,801

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.