Zip lookup · IL

62245
Germantown, Illinois.

Germantown, Clinton County, IL · St. Louis, MO-IL metro · population 1,861

What it costs per month · 62245 $1,329/mo

to buy the typical home at today's mortgage rate — +$737 (+124%) since Jan 2020.

What the home itself did
1 year
Up $18,853 +8%
$234,399$253,252 since Sep 2025
5 years
Up $68,177 +37%
$185,075$253,252 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 62245 $1,329 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 62245$1,329
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in zip 62245 rose 8.0% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Germantown, IL — measured over the city limits, which is a different area from this zip.

Typical home value $253,252 as of Sep 2026
+8.0%year on year

Typical home value — 62245

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 62245 $253,252 St. Louis $273,164 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 62245$253,252
  • St. Louis$273,164
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.3 62215 Albers 1,917 — $262,286
5.6 62218 Bartelso 2,018 — $290,268
5.6 62216 Aviston 3,156 — $317,878
6.2 62265 New Baden 4,555 $1,662 $230,077
6.8 62230 Breese 6,377 — $262,965
8.0 62271 Okawville 1,873 — $174,575
8.2 62293 Trenton 4,433 — $266,263
8.4 62219 Beckemeyer 993 — $145,418
11.9 62214 Addieville 1,048 — $190,176
12.3 62258 Mascoutah 10,437 $1,369 $259,291
13.9 62254 Lebanon 6,710 — $208,104
15.0 62231 Carlyle 6,377 — $189,122
15.1 62249 Highland 16,205 — $274,545
15.6 62281 Saint Jacob 3,059 — $361,316
16.3 62803 Hoyleton 1,132 — $163,249
16.8 62250 Hoffman 607 — $142,470
17.7 62221 Belleville 29,875 $1,229 $250,850
17.8 62263 Nashville 4,819 — $176,508
18.5 62275 Pocahontas 3,012 — $203,079
18.6 62269 O'Fallon 35,923 $1,661 $311,999
19.2 62268 Oakdale 764 — $194,751
19.3 62243 Freeburg 6,418 — $265,543
19.4 62294 Troy 15,325 $1,317 $331,256
19.7 62255 Lenzburg 1,092 — $110,068

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.