Zip lookup · IL

62298
Waterloo, Illinois.

Waterloo, Monroe County, IL · St. Louis, MO-IL metro · population 18,208

What it costs per month · 62298 $1,707/mo

to buy the typical home at today's mortgage rate — +$909 (+114%) since Jan 2020.

What the home itself did
1 year
Up $7,141 +2%
$318,078$325,219 since Sep 2025
5 years
Up $74,279 +30%
$250,940$325,219 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 62298 $1,707 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 62298$1,707
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 62298 rose 2.2% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Monroe County, IL 91% · Saint Clair County, IL 9%

Zillow also publishes an index for the city itself: Waterloo, IL — measured over the city limits, which is a different area from this zip.

Typical home value $325,219 as of Sep 2026
+2.2%year on year

Typical home value — 62298

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 62298 $325,219 St. Louis $273,164 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 62298$325,219
  • St. Louis$273,164
  • United States$366,157

Within 20 miles

Showing 30 of 35 zips in range — sorting picks from all 35.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
8.5 62244 Fults 928 — $304,944
8.6 62248 Hecker 521 — $212,058
8.9 62295 Valmeyer 1,459 — $257,785
9.2 62236 Columbia 14,154 — $342,963
9.5 62285 Smithton 4,239 — $309,266
10.9 62260 Millstadt 6,668 — $295,920
11.3 62278 Red Bud 6,281 — $252,793
13.2 62264 New Athens 3,097 — $160,888
13.4 63019 Crystal City 4,489 — $227,070
13.5 63048 Herculaneum 4,228 — $301,272
13.8 63129 Saint Louis 51,553 $1,485 $343,112
14.4 62220 Belleville 19,152 $1,052 $153,051
14.6 63070 Pevely 8,428 — $276,935
14.7 62277 Prairie Du Rocher 940 — $161,849
15.0 62240 East Carondelet 1,796 — $84,821
15.2 62239 Dupo 4,232 — $131,337
15.5 63010 Arnold 34,478 $1,816 $272,986
16.1 62243 Freeburg 6,418 — $265,543
16.2 63012 Barnhart 10,314 — $284,438
16.4 62223 Belleville 16,269 $1,393 $180,196
16.4 63125 Saint Louis 33,294 $1,238 $205,024
16.4 63052 Imperial 28,712 $1,795 $322,657
17.4 63028 Festus 28,457 $970 $303,438
17.7 62226 Belleville 28,255 $1,244 $182,360
17.9 63128 Saint Louis 30,540 $1,408 $371,821
17.9 62206 East Saint Louis 12,959 $1,370 $48,870
18.0 63111 Saint Louis 18,851 $1,033 $119,322
18.7 62242 Evansville 1,660 — $144,893
19.0 62207 East Saint Louis 6,984 — $39,087
19.2 63123 Saint Louis 49,077 $1,452 $246,724

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.