Zip lookup · IL

62440
Lerna, Illinois.

Lerna, Coles County, IL · Charleston-Mattoon, IL metro · population 1,107

What it costs per month · 62440 $976/mo

to buy the typical home at today's mortgage rate — +$573 (+142%) since Jan 2020.

What the home itself did
1 year
Up $24,977 +16%
$160,939$185,915 since Sep 2025
5 years
Up $58,702 +46%
$127,213$185,915 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 62440 $976 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 62440$976
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 9 years.

Typical home values in zip 62440 rose 15.5% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Coles County, IL 74% · Cumberland County, IL 26%

Zillow also publishes an index for the city itself: Lerna, IL — measured over the city limits, which is a different area from this zip.

Typical home value $185,915 as of Sep 2026
+15.5%year on year

Typical home value — 62440

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 62440 $185,915 Charleston $150,737 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 62440$185,915
  • Charleston$150,737
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
8.1 62468 Toledo 2,344 — $166,637
8.4 61938 Mattoon 20,350 $907 $130,135
9.2 61920 Charleston 20,951 $762 $165,872
11.2 62447 Neoga 3,210 — $175,895
11.5 62428 Greenup 2,777 — $151,831
13.5 61928 Gays 776 — $194,722
14.5 61931 Humboldt 1,350 — $148,015
14.6 62474 Westfield 626 — $108,105
14.6 62436 Jewett 590 — $185,127
15.4 61912 Ashmore 1,255 — $142,137
15.7 62462 Sigel 971 — $225,437
15.8 62420 Casey 4,299 — $135,902
16.0 62445 Montrose 986 — $189,505
18.5 61957 Windsor 1,707 — $155,676
19.3 61910 Arcola 4,769 — $166,896
19.6 62463 Stewardson 1,103 — $167,416

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.