62640
Girard, Illinois.
Girard, Macoupin County, IL · St. Louis, MO-IL metro · population 3,391
to buy the typical home at today's mortgage rate — +$316 (+63%) since Jan 2020.
- 1 year
- Up $11,723 +8%
- $143,723$155,446 since Sep 2025
- 5 years
- Up $16,555 +12%
- $138,891$155,446 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 62640$816
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 31 years.
Typical home values in zip 62640 rose 8.2% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Macoupin County, IL 97% · Montgomery County, IL 3%
Zillow also publishes an index for the city itself: Girard, IL — measured over the city limits, which is a different area from this zip.
Typical home value — 62640
Mid-tier homes, smoothed and seasonally adjusted.
- 62640$155,446
- St. Louis$273,164
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 5.6 | 62690 | Virden | 3,838 | — | $125,303 |
| 7.7 | 62572 | Waggoner | 420 | — | $153,782 |
| 9.7 | 62533 | Farmersville | 908 | — | $170,350 |
| 11.0 | 62626 | Carlinville | 7,876 | — | $152,491 |
| 11.0 | 62615 | Auburn | 5,198 | — | $192,308 |
| 11.9 | 62674 | Palmyra | 1,447 | — | $131,173 |
| 12.1 | 62530 | Divernon | 1,558 | — | $162,755 |
| 12.6 | 62692 | Waverly | 2,005 | — | $117,279 |
| 14.2 | 62560 | Raymond | 1,446 | — | $168,977 |
| 16.1 | 62536 | Glenarm | 1,049 | — | $297,881 |
| 16.2 | 62538 | Harvel | 342 | — | $158,521 |
| 16.2 | 62661 | Loami | 1,212 | — | $209,019 |
| 17.7 | 62629 | Chatham | 15,413 | $1,604 | $307,432 |
| 17.8 | 62558 | Pawnee | 3,639 | — | $192,643 |
| 19.0 | 62638 | Franklin | 1,485 | — | $143,574 |
| 19.1 | 62056 | Litchfield | 8,528 | — | $132,708 |
| 19.5 | 62546 | Morrisonville | 1,521 | — | $159,973 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.