Zip lookup · IL

62824
Clay City, Illinois.

Clay City, Clay County, IL · population 1,485

What it costs per month · 62824 $497/mo

to buy the typical home at today's mortgage rate — +$230 (+86%) since Feb 2021.

What the home itself did
1 year
Up $6,790 +8%
$87,837$94,627 since Sep 2025
5 years
Up $14,695 +18%
$79,933$94,627 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 62824 $497 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 62824$497
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 21 years.

Typical home values in zip 62824 rose 7.7% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Clay County, IL 85% · Wayne County, IL 15%

Zillow also publishes an index for the city itself: Clay City, IL — measured over the city limits, which is a different area from this zip.

Typical home value $94,627 as of Sep 2026
+7.7%year on year

Typical home value — 62824

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2021 2022 2023 2024 2025 2026 62824 $94,627 United States $366,157
$100,000 $200,000 $300,000 2022 2024 2026
  • 62824$94,627
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.4 62868 Noble 1,463 — $133,989
8.1 62839 Flora 6,183 — $99,762
11.6 62823 Cisne 1,823 — $138,707
11.9 62434 Ingraham 191 — $158,050
12.6 62858 Louisville 3,554 — $120,095
14.0 62842 Geff 724 — $121,227
14.3 62450 Olney 12,327 — $138,638
14.3 62446 Mount Erie 318 — $155,133
16.3 62899 Xenia 2,022 — $133,350
17.3 62425 Dundas 838 — $162,371
18.7 62452 Parkersburg 387 — $124,548

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.