Zip lookup · MO

63039
Gray Summit, Missouri.

Gray Summit, Franklin County, MO · St. Louis, MO-IL metro · population 986

What it costs per month · 63039 $1,217/mo

to buy the typical home at today's mortgage rate — +$670 (+122%) since Jan 2020.

What the home itself did
1 year
Up $15,003 +7%
$216,931$231,934 since Sep 2025
5 years
Up $55,443 +31%
$176,491$231,934 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 63039 $1,217 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 63039$1,217
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 63039 rose 6.9% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Gray Summit, MO — measured over the city limits, which is a different area from this zip.

Typical home value $231,934 as of Sep 2026
+6.9%year on year

Typical home value — 63039

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 63039 $231,934 St. Louis $273,164 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 63039$231,934
  • St. Louis$273,164
  • United States$366,157

Within 20 miles

Showing 30 of 31 zips in range — sorting picks from all 31.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.6 63055 Labadie 1,693 — $375,054
3.6 63089 Villa Ridge 5,662 — $288,269
5.8 63069 Pacific 15,697 — $302,538
7.1 63073 Saint Albans 803 — $909,002
7.9 63332 Augusta 1,651 — $560,784
8.2 63015 Catawissa 1,939 — $255,002
9.0 63072 Robertsville 3,469 — $236,916
10.7 63038 Wildwood 7,107 — $649,348
11.1 63084 Union 20,708 $1,158 $259,031
11.8 63341 Defiance 3,515 — $636,209
11.8 63025 Eureka 19,508 — $423,743
11.9 63090 Washington 23,258 $1,366 $303,451
12.1 63040 Wildwood 8,526 — $476,902
13.9 63016 Cedar Hill 6,459 — $275,630
14.2 63077 Saint Clair 11,391 — $211,534
14.3 63005 Chesterfield 19,779 $1,747 $849,819
15.7 63051 House Springs 13,436 — $278,685
15.8 63061 Luebbering 216 — $305,378
16.5 63021 Ballwin 55,666 $1,613 $387,368
16.6 63060 Lonedell 2,192 — $253,313
16.6 63304 Saint Charles 43,195 $1,696 $401,412
16.6 63049 High Ridge 16,592 $919 $274,753
16.7 63011 Ballwin 35,920 $2,129 $437,201
17.0 63041 Grubville 309 — $261,787
17.2 63023 Dittmer 5,002 — $276,078
17.8 63357 Marthasville 6,536 — $343,566
17.9 63013 Beaufort 1,136 — $304,607
18.4 63088 Valley Park 8,226 $1,492 $290,201
18.6 63368 O'Fallon 46,966 $1,725 $415,572
19.4 63017 Chesterfield 43,243 $1,660 $553,451

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.