Zip lookup · MO

63114
Overland, Missouri.

Overland, Saint Louis County, MO · St. Louis, MO-IL metro · population 33,969

What it costs per month · 63114 $743/mo

to buy the typical home at today's mortgage rate — +$415 (+126%) since Jan 2020.

What the home itself did
1 year
Up $4,894 +4%
$136,670$141,564 since Sep 2025
5 years
Up $29,448 +26%
$112,116$141,564 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 63114 $743 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 63114$743
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in zip 63114 rose 3.6% over the past year — faster than the nation's +1.2%.

Asking rents in zip 63114 rose 2.6% over the past year — in step with the nation.

Owning the typical home in zip 63114 runs $199/mo less than renting one. The gap peaked at $322 in Oct 2021.

That is $1,037 a month against $1,235 rent: a $743 mortgage payment, plus $142 property tax and $152 insurance & upkeep.

Owning vs renting — zip 63114

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$500 $750 $1,000 $1,250 2021 2022 2023 2024 2025 2026 Owning all in $1,037 Renting $1,235 Mortgage only $743
$500 $750 $1,000 $1,250 2022 2024 2026
  • Owning all in$1,037
  • Renting$1,235
  • Mortgage only$743

Property tax · $142/mo 1.20% of value a year — the ACS 2020-2024 median bill over the median home value for Saint Louis County, MO

Insurance & upkeep · $152/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Overland, MO — measured over the city limits, which is a different area from this zip.

Asking rent $1,235 as of Sep 2026
+2.6%year on year
Typical home value $141,564 as of Sep 2026
+3.6%year on year

Asking rent — 63114

Against the St. Louis, MO-IL metro and the national benchmark.

$1,000 $1,250 $1,500 $1,750 2021 2022 2023 2024 2025 2026 63114 $1,235 St. Louis $1,427 United States $1,932
$1,000 $1,250 $1,500 $1,750 2022 2024 2026
  • 63114$1,235
  • St. Louis$1,427
  • United States$1,932

Typical home value — 63114

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 63114 $141,564 St. Louis $273,164 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 63114$141,564
  • St. Louis$273,164
  • United States$366,157

Within 20 miles

Showing 30 of 85 zips in range — sorting picks from all 85.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.0 63132 Saint Louis 14,283 $1,480 $360,690
2.2 63074 Saint Ann 15,793 $1,314 $159,070
3.0 63134 Saint Louis 13,059 $1,331 $111,532
3.3 63130 Saint Louis 28,910 $1,519 $283,594
3.3 63133 Saint Louis 6,569 $1,248 $73,063
3.4 63121 Saint Louis 25,008 $1,173 $90,509
4.4 63105 Saint Louis 18,875 $1,649 $808,759
4.5 63124 Saint Louis 10,839 $2,542 $1,303,467
4.7 63135 Saint Louis 18,381 $1,401 $110,358
5.2 63112 Saint Louis 17,985 $1,293 $145,407
5.2 63117 Saint Louis 9,261 $1,495 $369,679
5.4 63043 Maryland Heights 21,924 $1,495 $262,050
5.5 63120 Saint Louis 6,790 $1,148 $36,191
5.5 63042 Hazelwood 17,813 $1,503 $169,396
5.8 63144 Saint Louis 9,505 $1,826 $281,683
6.1 63141 Saint Louis 20,932 $1,452 $654,798
6.1 63044 Bridgeton 10,324 — $277,851
6.2 63146 Saint Louis 30,678 $1,370 $330,223
6.2 63136 Saint Louis 40,929 $1,291 $83,428
6.7 63143 Saint Louis 8,975 $1,227 $253,585
6.7 63115 Saint Louis 14,488 $952 $38,683
6.9 63113 Saint Louis 10,221 $961 $52,352
7.1 63108 Saint Louis 21,336 $1,664 $313,958
7.3 63131 Saint Louis 17,935 — $1,010,590
7.4 63139 Saint Louis 21,631 $1,305 $222,821
7.4 63110 Saint Louis 17,645 $1,476 $301,498
7.7 63031 Florissant 50,196 $1,569 $177,420
7.9 63119 Saint Louis 34,181 $1,816 $379,466
7.9 63147 Saint Louis 8,173 $925 $59,762
7.9 63033 Florissant 43,056 $1,656 $198,803

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.