Zip lookup · MO

63135
Ferguson, Missouri.

Ferguson, Saint Louis County, MO · St. Louis, MO-IL metro · population 18,381

What it costs per month · 63135 $579/mo

to buy the typical home at today's mortgage rate — +$291 (+101%) since Jan 2020.

What the home itself did
1 year
Down $758 -1%
$111,117$110,358 since Sep 2025
5 years
Up $10,117 +10%
$100,242$110,358 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 63135 $579 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 63135$579
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 36 years.

Typical home values in zip 63135 fell 0.7% over the past year — slower than the nation's +1.2%.

Asking rents in zip 63135 rose 7.8% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 63135 runs $593/mo less than renting one. The gap peaked at $603 in Jul 2026.

That is $808 a month against $1,401 rent: a $579 mortgage payment, plus $111 property tax and $118 insurance & upkeep.

Owning vs renting — zip 63135

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$500 $750 $1,000 $1,250 2022 2023 2024 2025 2026 Owning all in $808 Renting $1,401 Mortgage only $579
$500 $750 $1,000 $1,250 2022 2024 2026
  • Owning all in$808
  • Renting$1,401
  • Mortgage only$579

Property tax · $111/mo 1.20% of value a year — the ACS 2020-2024 median bill over the median home value for Saint Louis County, MO

Insurance & upkeep · $118/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Ferguson, MO — measured over the city limits, which is a different area from this zip.

Asking rent $1,401 as of Sep 2026
+7.8%year on year
Typical home value $110,358 as of Sep 2026
-0.7%year on year

Asking rent — 63135

Against the St. Louis, MO-IL metro and the national benchmark.

$1,000 $1,250 $1,500 $1,750 2022 2023 2024 2025 2026 63135 $1,401 St. Louis $1,427 United States $1,932
$1,000 $1,250 $1,500 $1,750 2022 2024 2026
  • 63135$1,401
  • St. Louis$1,427
  • United States$1,932

Typical home value — 63135

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 63135 $110,358 St. Louis $273,164 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 63135$110,358
  • St. Louis$273,164
  • United States$366,157

Within 20 miles

Showing 30 of 87 zips in range — sorting picks from all 87.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.2 63136 Saint Louis 40,929 $1,291 $83,428
2.5 63134 Saint Louis 13,059 $1,331 $111,532
3.0 63121 Saint Louis 25,008 $1,173 $90,509
3.4 63033 Florissant 43,056 $1,656 $198,803
4.6 63120 Saint Louis 6,790 $1,148 $36,191
4.7 63137 Saint Louis 19,684 $1,353 $93,961
4.7 63133 Saint Louis 6,569 $1,248 $73,063
4.7 63114 Saint Louis 33,969 $1,235 $141,564
4.8 63042 Hazelwood 17,813 $1,503 $169,396
5.1 63074 Saint Ann 15,793 $1,314 $159,070
5.2 63031 Florissant 50,196 $1,569 $177,420
5.7 63115 Saint Louis 14,488 $952 $38,683
5.9 63147 Saint Louis 8,173 $925 $59,762
6.0 63130 Saint Louis 28,910 $1,519 $283,594
6.3 63112 Saint Louis 17,985 $1,293 $145,407
6.6 63132 Saint Louis 14,283 $1,480 $360,690
6.8 63034 Florissant 18,908 $2,176 $277,298
7.0 63113 Saint Louis 10,221 $961 $52,352
7.1 63044 Bridgeton 10,324 — $277,851
7.2 63138 Saint Louis 18,233 $1,249 $150,783
7.5 63105 Saint Louis 18,875 $1,649 $808,759
7.6 63107 Saint Louis 8,909 — $42,631
7.7 63108 Saint Louis 21,336 $1,664 $313,958
8.4 63117 Saint Louis 9,261 $1,495 $369,679
8.6 63043 Maryland Heights 21,924 $1,495 $262,050
8.8 62048 Hartford 1,347 — $79,597
8.8 63110 Saint Louis 17,645 $1,476 $301,498
8.8 63106 Saint Louis 6,751 $886 $115,590
8.9 63124 Saint Louis 10,839 $2,542 $1,303,467
9.4 63386 West Alton 482 — $169,661

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.