Zip lookup · MO

63146
Maryland Heights, Missouri.

Maryland Heights, Saint Louis County, MO · St. Louis, MO-IL metro · population 30,678

What it costs per month · 63146 $1,733/mo

to buy the typical home at today's mortgage rate — +$901 (+108%) since Jan 2020.

What the home itself did
1 year
Up $9,452 +3%
$320,771$330,223 since Sep 2025
5 years
Up $65,145 +25%
$265,077$330,223 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 63146 $1,733 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 63146$1,733
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in zip 63146 rose 2.9% over the past year — faster than the nation's +1.2%.

Asking rents in zip 63146 rose 3.7% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 63146 runs $1,048/mo more than renting one. The gap peaked at $1,088 in May 2024.

That is $2,418 a month against $1,370 rent: a $1,733 mortgage payment, plus $332 property tax and $354 insurance & upkeep.

Owning vs renting — zip 63146

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $1,500 $2,000 $2,500 2021 2022 2023 2024 2025 2026 Owning all in $2,418 Renting $1,370 Mortgage only $1,733
$1,000 $1,500 $2,000 $2,500 2022 2024 2026
  • Owning all in$2,418
  • Renting$1,370
  • Mortgage only$1,733

Property tax · $332/mo 1.20% of value a year — the ACS 2020-2024 median bill over the median home value for Saint Louis County, MO

Insurance & upkeep · $354/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Maryland Heights, MO — measured over the city limits, which is a different area from this zip.

Asking rent $1,370 as of Sep 2026
+3.7%year on year
Typical home value $330,223 as of Sep 2026
+2.9%year on year

Asking rent — 63146

Against the St. Louis, MO-IL metro and the national benchmark.

$1,000 $1,250 $1,500 $1,750 2021 2022 2023 2024 2025 2026 63146 $1,370 St. Louis $1,427 United States $1,932
$1,000 $1,250 $1,500 $1,750 2022 2024 2026
  • 63146$1,370
  • St. Louis$1,427
  • United States$1,932

Typical home value — 63146

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 63146 $330,223 St. Louis $273,164 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 63146$330,223
  • St. Louis$273,164
  • United States$366,157

Within 20 miles

Showing 30 of 80 zips in range — sorting picks from all 80.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.2 63043 Maryland Heights 21,924 $1,495 $262,050
3.2 63141 Saint Louis 20,932 $1,452 $654,798
4.5 63303 Saint Charles 46,089 $1,591 $355,825
4.8 63017 Chesterfield 43,243 $1,660 $553,451
5.0 63074 Saint Ann 15,793 $1,314 $159,070
5.6 63132 Saint Louis 14,283 $1,480 $360,690
5.7 63044 Bridgeton 10,324 — $277,851
6.1 63131 Saint Louis 17,935 — $1,010,590
6.2 63114 Saint Louis 33,969 $1,235 $141,564
6.8 63124 Saint Louis 10,839 $2,542 $1,303,467
7.6 63042 Hazelwood 17,813 $1,503 $169,396
7.6 63134 Saint Louis 13,059 $1,331 $111,532
8.1 63011 Ballwin 35,920 $2,129 $437,201
8.5 63130 Saint Louis 28,910 $1,519 $283,594
8.9 63105 Saint Louis 18,875 $1,649 $808,759
8.9 63144 Saint Louis 9,505 $1,826 $281,683
9.0 63122 Saint Louis 41,634 $1,981 $510,929
9.2 63133 Saint Louis 6,569 $1,248 $73,063
9.3 63117 Saint Louis 9,261 $1,495 $369,679
9.5 63121 Saint Louis 25,008 $1,173 $90,509
9.9 63021 Ballwin 55,666 $1,613 $387,368
10.1 63135 Saint Louis 18,381 $1,401 $110,358
10.2 63376 Saint Peters 74,962 $1,723 $328,221
10.2 63005 Chesterfield 19,779 $1,747 $849,819
10.3 63031 Florissant 50,196 $1,569 $177,420
10.3 63119 Saint Louis 34,181 $1,816 $379,466
10.5 63143 Saint Louis 8,975 $1,227 $253,585
10.6 63088 Valley Park 8,226 $1,492 $290,201
10.8 63112 Saint Louis 17,985 $1,293 $145,407
11.1 63301 Saint Charles 52,667 $1,328 $317,633

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.