Zip lookup · MO

63822
Bernie, Missouri.

Bernie, Stoddard County, MO · population 2,724

What it costs per month · 63822 $610/mo

to buy the typical home at today's mortgage rate — +$301 (+98%) since Jan 2020.

What the home itself did
1 year
Up $6,723 +6%
$109,523$116,246 since Sep 2025
5 years
Up $15,567 +15%
$100,679$116,246 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 63822 $610 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 63822$610
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 24 years.

Typical home values in zip 63822 rose 6.1% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Stoddard County, MO 92% · Dunklin County, MO 8%

Zillow also publishes an index for the city itself: Bernie, MO — measured over the city limits, which is a different area from this zip.

Typical home value $116,246 as of Sep 2026
+6.1%year on year

Typical home value — 63822

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 63822 $116,246 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 63822$116,246
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.8 63863 Malden 5,321 — $82,655
7.9 63841 Dexter 13,191 — $168,003
9.1 63870 Parma 1,066 — $72,902
11.3 63933 Campbell 3,049 — $88,571
12.5 63874 Risco 288 — $68,563
16.5 63848 Gideon 887 — $81,473
18.8 63862 Lilbourn 1,237 — $63,340
19.0 63825 Bloomfield 4,224 — $157,401

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.