64085
Richmond, Missouri.
Richmond, Ray County, MO · Kansas City, MO-KS metro · population 7,855
to buy the typical home at today's mortgage rate — +$739 (+147%) since Jan 2020.
- 1 year
- Up $6,443 +3%
- $229,946$236,389 since Sep 2025
- 5 years
- Up $62,167 +36%
- $174,222$236,389 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 64085$1,241
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in zip 64085 rose 2.8% over the past year — faster than the nation's +1.2%.
Zillow also publishes an index for the city itself: Richmond, MO — measured over the city limits, which is a different area from this zip.
Typical home value — 64085
Mid-tier homes, smoothed and seasonally adjusted.
- 64085$236,389
- Kansas City$324,887
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 6.9 | 64084 | Rayville | 1,380 | — | $339,291 |
| 7.9 | 64035 | Hardin | 1,189 | — | $197,544 |
| 10.5 | 64017 | Camden | 335 | — | $223,122 |
| 12.8 | 64077 | Orrick | 1,665 | — | $232,872 |
| 13.1 | 64668 | Norborne | 1,278 | — | $195,203 |
| 14.0 | 64067 | Lexington | 5,978 | — | $209,290 |
| 14.3 | 64062 | Lawson | 6,968 | — | $307,801 |
| 14.7 | 64671 | Polo | 1,986 | — | $289,440 |
| 14.8 | 64024 | Excelsior Springs | 15,574 | $1,391 | $245,533 |
| 15.8 | 64097 | Wellington | 1,014 | — | $220,211 |
| 16.4 | 64637 | Cowgill | 492 | — | $334,938 |
| 17.5 | 64088 | Sibley | 1,456 | — | $344,475 |
| 18.4 | 64624 | Braymer | 1,489 | — | $190,013 |
| 19.0 | 64074 | Napoleon | 524 | — | $320,925 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.