Zip lookup · MO

64474
Osborn, Missouri.

Osborn, DeKalb County, MO · St. Joseph, MO-KS metro · population 831

What it costs per month · 64474 $1,405/mo

to buy the typical home at today's mortgage rate — +$711 (+103%) since Jan 2020.

What the home itself did
1 year
Up $13,183 +5%
$254,442$267,626 since Sep 2025
5 years
Up $39,525 +17%
$228,101$267,626 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 64474 $1,405 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 64474$1,405
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 22 years.

Typical home values in zip 64474 rose 5.2% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: DeKalb County, MO 58% · Clinton County, MO 42%

Zillow also publishes an index for the city itself: Osborn, MO — measured over the city limits, which is a different area from this zip.

Typical home value $267,626 as of Sep 2026
+5.2%year on year

Typical home value — 64474

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 64474 $267,626 St. Joseph $211,906 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 64474$267,626
  • St. Joseph$211,906
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.0 64490 Stewartsville 1,939 — $271,460
8.2 64429 Cameron 11,449 — $253,733
9.7 64493 Turney 333 — $400,138
11.4 64430 Clarksdale 823 — $267,445
12.0 64469 Maysville 2,225 — $213,070
13.0 64477 Plattsburg 3,489 — $288,824
14.4 64443 Easton 1,249 — $369,053
14.5 64497 Weatherby 488 — $280,971
14.6 64689 Winston 422 — $238,272
15.2 64465 Lathrop 3,947 — $274,143
15.4 64454 Gower 2,941 — $315,121
15.4 64649 Kidder 814 — $300,751
17.7 64436 Cosby 873 — $341,697
18.1 64620 Altamont 626 — $368,042
18.6 64459 Helena 507 — $260,212
19.3 64650 Kingston 665 — $265,593
19.7 64401 Agency 1,757 — $330,857

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.