Zip lookup · MO

64494
Union Star, Missouri.

Union Star, DeKalb County, MO · St. Joseph, MO-KS metro · population 1,163

What it costs per month · 64494 $1,137/mo

to buy the typical home at today's mortgage rate — +$687 (+152%) since Jan 2020.

What the home itself did
1 year
Up $12,340 +6%
$204,291$216,631 since Sep 2025
5 years
Up $57,780 +36%
$158,851$216,631 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 64494 $1,137 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 64494$1,137
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in zip 64494 rose 6.0% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Andrew County, MO 53% · DeKalb County, MO 47%

Zillow also publishes an index for the city itself: Union Star, MO — measured over the city limits, which is a different area from this zip.

Typical home value $216,631 as of Sep 2026
+6.0%year on year

Typical home value — 64494

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 64494 $216,631 St. Joseph $211,906 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 64494$216,631
  • St. Joseph$211,906
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.6 64459 Helena 507 — $260,212
6.9 64480 Rea 329 — $266,737
8.4 64463 King City 1,349 — $160,335
10.4 64436 Cosby 873 — $341,697
11.0 64430 Clarksdale 823 — $267,445
11.1 64485 Savannah 7,998 — $267,779
12.1 64457 Guilford 308 — $329,744
12.2 64483 Rosendale 591 — $252,306
14.3 64469 Maysville 2,225 — $213,070
14.4 64427 Bolckow 582 — $281,692
15.5 64505 Saint Joseph 14,107 — $220,313
17.1 64443 Easton 1,249 — $369,053
17.1 64489 Stanberry 2,204 — $173,071
17.1 64506 Saint Joseph 21,461 $1,007 $278,634
17.6 64421 Amazonia 817 — $184,570
18.4 64490 Stewartsville 1,939 — $271,460
19.4 64507 Saint Joseph 13,991 $1,178 $167,508
19.5 64449 Fillmore 491 — $220,465
19.8 64501 Saint Joseph 10,689 $892 $125,539

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.