Zip lookup · MO

64503
Saint Joseph, Missouri.

Saint Joseph, Buchanan County, MO · St. Joseph, MO-KS metro · population 11,954

What it costs per month · 64503 $902/mo

to buy the typical home at today's mortgage rate — +$505 (+128%) since Jan 2020.

What the home itself did
1 year
Up $6,558 +4%
$165,238$171,796 since Sep 2025
5 years
Up $39,927 +30%
$131,870$171,796 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 64503 $902 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 64503$902
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 64503 rose 4.0% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Saint Joseph, MO — measured over the city limits, which is a different area from this zip.

Asking rent $1,048 as of Sep 2026
Typical home value $171,796 as of Sep 2026
+4.0%year on year

Asking rent — 64503

Against the St. Joseph, MO-KS metro and the national benchmark.

$1,000 $1,250 $1,500 $1,750 2026 64503 $1,048 St. Joseph $1,004 United States $1,932
$1,000 $1,250 $1,500 $1,750 2026
  • 64503$1,048
  • St. Joseph$1,004
  • United States$1,932

Typical home value — 64503

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 64503 $171,796 St. Joseph $211,906 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 64503$171,796
  • St. Joseph$211,906
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.1 64501 Saint Joseph 10,689 $892 $125,539
1.9 66024 Elwood 815 — $112,238
3.6 64506 Saint Joseph 21,461 $1,007 $278,634
4.8 64507 Saint Joseph 13,991 $1,178 $167,508
5.7 64504 Saint Joseph 10,068 $1,200 $130,271
6.6 64505 Saint Joseph 14,107 — $220,313
7.0 66090 Wathena 2,380 — $190,368
10.3 64448 Faucett 912 — $351,635
10.3 64443 Easton 1,249 — $369,053
10.6 64401 Agency 1,757 — $330,857
10.9 64436 Cosby 873 — $341,697
11.8 64421 Amazonia 817 — $184,570
12.5 64440 De Kalb 900 — $311,764
14.1 64485 Savannah 7,998 — $267,779
15.9 64430 Clarksdale 823 — $267,445
16.0 66087 Troy 2,027 — $172,392
16.3 64484 Rushville 940 — $226,111
16.3 64459 Helena 507 — $260,212
16.4 64439 Dearborn 1,537 — $332,762
16.6 64454 Gower 2,941 — $315,121
17.7 66008 Bendena 200 — $228,949
17.8 64490 Stewartsville 1,939 — $271,460

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.