64505
Saint Joseph, Missouri.
Saint Joseph, Buchanan County, MO · St. Joseph, MO-KS metro · population 14,107
to buy the typical home at today's mortgage rate — +$633 (+121%) since Jan 2020.
- 1 year
- Up $9,947 +5%
- $210,367$220,313 since Sep 2025
- 5 years
- Up $51,206 +30%
- $169,107$220,313 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 64505$1,156
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in zip 64505 rose 4.7% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Andrew County, MO 77% · Buchanan County, MO 23%
Zillow also publishes an index for the city itself: Saint Joseph, MO — measured over the city limits, which is a different area from this zip.
Typical home value — 64505
Mid-tier homes, smoothed and seasonally adjusted.
- 64505$220,313
- St. Joseph$211,906
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 4.1 | 64506 | Saint Joseph | 21,461 | $1,007 | $278,634 |
| 5.5 | 64501 | Saint Joseph | 10,689 | $892 | $125,539 |
| 6.1 | 66024 | Elwood | 815 | — | $112,238 |
| 6.6 | 64503 | Saint Joseph | 11,954 | $1,048 | $171,796 |
| 6.7 | 64421 | Amazonia | 817 | — | $184,570 |
| 7.6 | 64485 | Savannah | 7,998 | — | $267,779 |
| 7.6 | 64436 | Cosby | 873 | — | $341,697 |
| 8.4 | 66090 | Wathena | 2,380 | — | $190,368 |
| 8.7 | 64507 | Saint Joseph | 13,991 | $1,178 | $167,508 |
| 11.4 | 64459 | Helena | 507 | — | $260,212 |
| 11.7 | 64504 | Saint Joseph | 10,068 | $1,200 | $130,271 |
| 11.7 | 64443 | Easton | 1,249 | — | $369,053 |
| 13.8 | 64483 | Rosendale | 591 | — | $252,306 |
| 14.0 | 64430 | Clarksdale | 823 | — | $267,445 |
| 15.5 | 64494 | Union Star | 1,163 | — | $216,631 |
| 15.6 | 64449 | Fillmore | 491 | — | $220,465 |
| 15.8 | 64401 | Agency | 1,757 | — | $330,857 |
| 16.4 | 66087 | Troy | 2,027 | — | $172,392 |
| 16.4 | 64480 | Rea | 329 | — | $266,737 |
| 16.7 | 64448 | Faucett | 912 | — | $351,635 |
| 18.2 | 64427 | Bolckow | 582 | — | $281,692 |
| 18.7 | 64490 | Stewartsville | 1,939 | — | $271,460 |
| 18.9 | 64440 | De Kalb | 900 | — | $311,764 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.