Zip lookup · MO

64506
Saint Joseph, Missouri.

Saint Joseph, Buchanan County, MO · St. Joseph, MO-KS metro · population 21,461

What it costs per month · 64506 $1,462/mo

to buy the typical home at today's mortgage rate — +$783 (+115%) since Jan 2020.

What the home itself did
1 year
Up $13,384 +5%
$265,250$278,634 since Sep 2025
5 years
Up $63,098 +29%
$215,536$278,634 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 64506 $1,462 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 64506$1,462
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 64506 rose 5.0% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Buchanan County, MO 96% · Andrew County, MO 4%

Zillow also publishes an index for the city itself: Saint Joseph, MO — measured over the city limits, which is a different area from this zip.

Asking rent $1,007 as of Sep 2026
Typical home value $278,634 as of Sep 2026
+5.0%year on year

Asking rent — 64506

Against the St. Joseph, MO-KS metro and the national benchmark.

$1,000 $1,250 $1,500 $1,750 2026 64506 $1,007 St. Joseph $1,004 United States $1,932
$1,000 $1,250 $1,500 $1,750 2026
  • 64506$1,007
  • St. Joseph$1,004
  • United States$1,932

Typical home value — 64506

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 64506 $278,634 St. Joseph $211,906 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 64506$278,634
  • St. Joseph$211,906
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.8 64501 Saint Joseph 10,689 $892 $125,539
3.6 64503 Saint Joseph 11,954 $1,048 $171,796
4.1 64505 Saint Joseph 14,107 — $220,313
4.4 66024 Elwood 815 — $112,238
4.6 64507 Saint Joseph 13,991 $1,178 $167,508
7.4 64436 Cosby 873 — $341,697
8.5 64443 Easton 1,249 — $369,053
8.9 66090 Wathena 2,380 — $190,368
9.3 64504 Saint Joseph 10,068 $1,200 $130,271
10.5 64421 Amazonia 817 — $184,570
11.3 64485 Savannah 7,998 — $267,779
11.7 64401 Agency 1,757 — $330,857
12.7 64459 Helena 507 — $260,212
12.8 64430 Clarksdale 823 — $267,445
13.0 64448 Faucett 912 — $351,635
15.9 64440 De Kalb 900 — $311,764
16.0 64490 Stewartsville 1,939 — $271,460
16.8 64454 Gower 2,941 — $315,121
17.1 64494 Union Star 1,163 — $216,631
17.6 64483 Rosendale 591 — $252,306
17.8 66087 Troy 2,027 — $172,392
18.6 64439 Dearborn 1,537 — $332,762
19.4 64480 Rea 329 — $266,737
19.7 64449 Fillmore 491 — $220,465
19.9 64484 Rushville 940 — $226,111

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.