Zip lookup · MO

64686
Utica, Missouri.

Utica, Livingston County, MO · population 211

What it costs per month · 64686 $651/mo

to buy the typical home at today's mortgage rate — +$365 (+127%) since Jan 2020.

What the home itself did
1 year
Up $1,879 +2%
$122,121$124,000 since Sep 2025
5 years
Up $22,303 +22%
$101,697$124,000 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 64686 $651 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 64686$651
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 17 years.

Typical home values in zip 64686 rose 1.5% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Utica, MO — measured over the city limits, which is a different area from this zip.

Typical home value $124,000 as of Sep 2026
+1.5%year on year

Typical home value — 64686

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 64686 $124,000 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 64686$124,000
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.9 64664 Mooresville 244 — $245,495
4.6 64601 Chillicothe 12,189 — $187,141
6.2 64656 Ludlow 237 — $167,739
9.1 64638 Dawn 470 — $290,134
9.6 64625 Breckenridge 738 — $199,657
13.9 64688 Wheeling 705 — $236,470
15.0 64624 Braymer 1,489 — $190,013
15.4 64682 Tina 411 — $266,926
16.5 64635 Chula 508 — $254,271
16.5 64643 Hale 1,088 — $265,789
17.8 64659 Meadville 793 — $213,187
18.1 64622 Bogard 718 — $281,936
18.6 64644 Hamilton 2,923 — $237,393
18.7 64648 Jamesport 2,396 — $283,378
19.7 64637 Cowgill 492 — $334,938
20.0 64640 Gallatin 3,125 — $257,523

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.