Zip lookup · MO

64865
Seneca, Missouri.

Seneca, Newton County, MO · Joplin, MO metro · population 5,692

What it costs per month · 64865 $1,141/mo

to buy the typical home at today's mortgage rate — +$646 (+131%) since Jan 2020.

What the home itself did
1 year
Up $9,238 +4%
$208,071$217,309 since Sep 2025
5 years
Up $57,831 +36%
$159,477$217,309 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 64865 $1,141 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 64865$1,141
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in zip 64865 rose 4.4% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Newton County, MO 84% · McDonald County, MO 16%

Zillow also publishes an index for the city itself: Seneca, MO — measured over the city limits, which is a different area from this zip.

Typical home value $217,309 as of Sep 2026
+4.4%year on year

Typical home value — 64865

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 64865 $217,309 Joplin $226,654 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 64865$217,309
  • Joplin$226,654
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.8 74370 Wyandotte 3,656 — $229,114
10.1 64850 Neosho 25,126 $1,180 $229,732
10.2 64843 Goodman 3,180 — $209,831
10.6 74363 Quapaw 2,492 — $182,245
12.8 64804 Joplin 37,016 $1,348 $229,493
14.6 64831 Anderson 6,206 — $233,961
15.3 74343 Fairland 3,183 — $207,655
17.1 74354 Miami 17,208 — $130,349
17.5 66713 Baxter Springs 5,635 — $119,792
17.8 74339 Commerce 2,245 — $69,807
18.1 64840 Diamond 3,325 — $248,073
18.1 66770 Riverton 1,047 — $175,195
18.7 64841 Duenweg 1,381 $1,499 —
19.0 64801 Joplin 36,287 $983 $196,800
19.2 74344 Grove 14,876 — $304,657
19.3 64844 Granby 4,796 — $182,534
19.8 66739 Galena 5,025 — $123,482
19.9 64863 South West City 1,586 — $188,662

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.