Zip lookup · MO

65049
Lake Ozark, Missouri.

Lake Ozark, Camden County, MO · population 7,123

What it costs per month · 65049 $1,798/mo

to buy the typical home at today's mortgage rate — +$883 (+97%) since Jan 2020.

What the home itself did
1 year
Down $14,925 -4%
$357,399$342,474 since Sep 2025
5 years
Up $10,976 +3%
$331,498$342,474 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 65049 $1,798 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 65049$1,798
  • United States$1,922

Typical home values in zip 65049 fell 4.2% over the past year — slower than the nation's +1.2%.

This zip spans 2 counties: Camden County, MO 58% · Miller County, MO 42%

Zillow also publishes an index for the city itself: Lake Ozark, MO — measured over the city limits, which is a different area from this zip.

Asking rent $1,716 as of Sep 2026
Typical home value $342,474 as of Sep 2026
-4.2%year on year

Asking rent — 65049

Against the metro metro and the national benchmark.

$1,750 $1,800 $1,850 $1,900 2026 65049 $1,716 United States $1,932
$1,750 $1,800 $1,850 $1,900 2026
  • 65049$1,716
  • United States$1,932

Typical home value — 65049

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 2018 2020 2022 2024 2026 65049 $342,474 United States $366,157
$250,000 $300,000 $350,000 2018 2022 2026
  • 65049$342,474
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.6 65065 Osage Beach 7,197 $1,625 $328,969
5.3 65072 Rocky Mount 1,932 — $337,444
5.6 65079 Sunrise Beach 4,385 — $400,520
6.0 65047 Kaiser 1,445 — $273,547
9.9 65026 Eldon 11,606 $1,008 $231,941
10.4 65052 Linn Creek 3,790 — $344,605
10.5 65037 Gravois Mills 5,244 — $345,865
12.2 65017 Brumley 1,183 — $221,704
13.1 65083 Ulman 278 — $248,770
13.3 65082 Tuscumbia 1,165 — $228,400
13.5 65011 Barnett 2,365 — $287,772
14.8 65020 Camdenton 14,748 $1,325 $307,208
14.9 65787 Roach 1,305 — $345,564
15.9 65591 Montreal 1,837 — $239,312
17.6 65064 Olean 727 — $256,619
18.5 65032 Eugene 1,491 — $307,334
18.9 65084 Versailles 7,473 — $238,503
18.9 65324 Climax Springs 1,055 — $299,592

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.