Zip lookup · MO

65076
Saint Thomas, Missouri.

Saint Thomas, Cole County, MO · Jefferson City, MO metro · population 515

What it costs per month · 65076 $1,742/mo

to buy the typical home at today's mortgage rate — +$1,046 (+150%) since Jan 2020.

What the home itself did
1 year
Up $35,907 +12%
$295,901$331,808 since Sep 2025
5 years
Up $101,593 +44%
$230,216$331,808 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 65076 $1,742 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 65076$1,742
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 9 years.

Typical home values in zip 65076 rose 12.1% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Cole County, MO 68% · Osage County, MO 32%

Zillow also publishes an index for the city itself: Saint Thomas, MO — measured over the city limits, which is a different area from this zip.

Typical home value $331,808 as of Sep 2026
+12.1%year on year

Typical home value — 65076

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 65076 $331,808 Jefferson City $275,402 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 65076$331,808
  • Jefferson City$275,402
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.9 65040 Henley 1,468 — $373,969
8.8 65058 Meta 1,274 — $267,958
8.8 65101 Jefferson City 28,793 $971 $270,813
9.0 65075 Saint Elizabeth 1,154 — $320,749
9.7 65032 Eugene 1,491 — $307,334
14.5 65035 Freeburg 1,681 — $295,145
14.6 65109 Jefferson City 41,145 $1,079 $284,588
14.8 65053 Lohman 1,813 — $442,295
15.0 65064 Olean 727 — $256,619
15.8 65082 Tuscumbia 1,165 — $228,400
16.4 65074 Russellville 2,936 — $317,492
18.4 65043 Holts Summit 10,120 — $288,484
19.5 65582 Vienna 1,732 — $240,031
19.6 65486 Iberia 2,956 — $217,100

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.