Zip lookup · MO

65240
Centralia, Missouri.

Centralia, Boone County, MO · Columbia, MO metro · population 8,830

What it costs per month · 65240 $1,474/mo

to buy the typical home at today's mortgage rate — +$874 (+146%) since Jan 2020.

What the home itself did
1 year
Up $14,177 +5%
$266,581$280,758 since Sep 2025
5 years
Up $76,749 +38%
$204,009$280,758 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 65240 $1,474 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 65240$1,474
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in zip 65240 rose 5.3% over the past year — faster than the nation's +1.2%.

This zip spans 4 counties: Audrain County, MO 58% · Boone County, MO 37% · Monroe County, MO 3% · Callaway County, MO 1%

Zillow also publishes an index for the city itself: Centralia, MO — measured over the city limits, which is a different area from this zip.

Typical home value $280,758 as of Sep 2026
+5.3%year on year

Typical home value — 65240

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 65240 $280,758 Columbia $318,695 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 65240$280,758
  • Columbia$318,695
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
9.4 65284 Sturgeon 2,316 — $355,099
10.3 65255 Hallsville 5,216 — $362,805
12.5 65243 Clark 2,950 — $380,925
13.1 65265 Mexico 15,153 — $189,708
16.7 65202 Columbia 47,327 $1,364 $277,249
16.7 65263 Madison 1,705 — $232,325
18.0 65275 Paris 2,657 — $211,072
18.4 65231 Auxvasse 3,132 — $327,099
18.6 65256 Harrisburg 2,011 — $389,085
19.7 65270 Moberly 16,612 — $161,894

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.