Zip lookup · MO

65559
Saint James, Missouri.

Saint James, Phelps County, MO · Rolla, MO metro · population 9,303

What it costs per month · 65559 $1,251/mo

to buy the typical home at today's mortgage rate — +$740 (+145%) since Jan 2020.

What the home itself did
1 year
Up $17,734 +8%
$220,544$238,278 since Sep 2025
5 years
Up $63,178 +36%
$175,100$238,278 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 65559 $1,251 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 65559$1,251
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in zip 65559 rose 8.0% over the past year — faster than the nation's +1.2%.

This zip spans 4 counties: Phelps County, MO 79% · Maries County, MO 18% · Crawford County, MO 3% · Gasconade County, MO 1%

Zillow also publishes an index for the city itself: Saint James, MO — measured over the city limits, which is a different area from this zip.

Typical home value $238,278 as of Sep 2026
+8.0%year on year

Typical home value — 65559

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 65559 $238,278 Rolla $232,322 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 65559$238,278
  • Rolla$232,322
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.