Zip lookup · KS

66023
Effingham, Kansas.

Effingham, Atchison County, KS · Atchison, KS metro · population 1,189

What it costs per month · 66023 $1,150/mo

to buy the typical home at today's mortgage rate — +$716 (+165%) since Jan 2020.

What the home itself did
1 year
Up $15,788 +8%
$203,248$219,036 since Sep 2025
5 years
Up $61,476 +39%
$157,561$219,036 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 66023 $1,150 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 66023$1,150
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in zip 66023 rose 7.8% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Effingham, KS — measured over the city limits, which is a different area from this zip.

Typical home value $219,036 as of Sep 2026
+7.8%year on year

Typical home value — 66023

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 66023 $219,036 Atchison $185,809 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 66023$219,036
  • Atchison$185,809
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.5 66060 Nortonville 1,325 — $211,318
7.6 66041 Lancaster 614 — $228,090
9.5 66016 Cummings 559 — $315,147
11.3 66424 Everest 486 — $184,668
12.3 66088 Valley Falls 2,697 — $262,567
12.4 66439 Horton 2,578 — $110,315
12.8 66552 Whiting 581 — $194,348
14.1 66002 Atchison 13,276 — $173,177
15.2 66419 Denison 600 — $174,125
15.3 66097 Winchester 995 — $263,857
16.5 66436 Holton 5,537 — $230,134
18.2 66008 Bendena 200 — $228,949
18.6 66516 Netawaka 408 — $211,393
19.6 66020 Easton 1,809 — $416,242

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.