Zip lookup · KS

66604
Topeka, Kansas.

Topeka, Shawnee County, KS · Topeka, KS metro · population 23,006

What it costs per month · 66604 $848/mo

to buy the typical home at today's mortgage rate — +$481 (+131%) since Jan 2020.

What the home itself did
1 year
Down $206 -0%
$161,716$161,510 since Sep 2025
5 years
Up $39,262 +32%
$122,249$161,510 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 66604 $848 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 66604$848
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 66604 fell 0.1% over the past year — slower than the nation's +1.2%.

Asking rents in zip 66604 rose 6.3% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 66604 runs $64/mo more than renting one. The gap peaked at $181 in May 2024.

That is $1,222 a month against $1,158 rent: a $848 mortgage payment, plus $201 property tax and $173 insurance & upkeep.

Owning vs renting — zip 66604

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$750 $1,000 $1,250 2023 2024 2025 2026 Owning all in $1,222 Renting $1,158 Mortgage only $848
$750 $1,000 $1,250 2023 2024 2025 2026
  • Owning all in$1,222
  • Renting$1,158
  • Mortgage only$848

Property tax · $201/mo 1.50% of value a year — the ACS 2020-2024 median bill over the median home value for Shawnee County, KS

Insurance & upkeep · $173/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Topeka, KS — measured over the city limits, which is a different area from this zip.

Asking rent $1,158 as of Sep 2026
+6.3%year on year
Typical home value $161,510 as of Sep 2026
-0.1%year on year

Asking rent — 66604

Against the Topeka, KS metro and the national benchmark.

$1,000 $1,250 $1,500 $1,750 2023 2024 2025 2026 66604 $1,158 Topeka $1,250 United States $1,932
$1,000 $1,250 $1,500 $1,750 2023 2024 2025 2026
  • 66604$1,158
  • Topeka$1,250
  • United States$1,932

Typical home value — 66604

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 66604 $161,510 Topeka $216,883 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 66604$161,510
  • Topeka$216,883
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.6 66606 Topeka 9,842 $1,060 $137,107
2.3 66611 Topeka 9,828 $1,151 $161,541
2.5 66612 Topeka 1,754 $760 $65,062
3.0 66603 Topeka 1,830 — $59,493
4.3 66608 Topeka 4,216 $1,025 $107,625
4.9 66607 Topeka 9,965 $1,175 $70,488
5.0 66609 Topeka 7,572 $2,031 $243,880
5.4 66605 Topeka 20,891 $999 $159,881
5.9 66616 Topeka 6,212 — $103,398
6.4 66614 Topeka 32,538 $1,651 $239,990
6.7 66619 Topeka 3,217 — $132,789
7.2 66618 Topeka 10,179 $1,530 $304,648
7.9 66610 Topeka 9,849 — $387,458
8.8 66617 Topeka 8,903 $1,238 $274,522
9.1 66615 Topeka 2,943 $1,409 $316,714
9.9 66542 Tecumseh 3,019 — $304,487
10.0 66546 Wakarusa 1,143 — $317,470
10.0 66539 Silver Lake 3,092 — $278,413
10.7 66402 Auburn 3,100 — $282,365
11.0 66429 Grantville 379 — $267,028
12.1 66409 Berryton 3,133 — $371,028
14.7 66533 Rossville 1,595 — $233,366
14.8 66414 Carbondale 2,360 — $204,440
14.8 66512 Meriden 3,678 — $312,055
15.6 66050 Lecompton 1,761 — $380,462
15.7 66440 Hoyt 1,943 — $294,049
16.8 66507 Maple Hill 1,438 — $286,485
18.9 66073 Perry 2,263 — $299,741
19.0 66070 Ozawkie 1,944 — $258,027
19.9 66537 Scranton 1,475 — $223,602

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.