Zip lookup · KS

66845
Cottonwood Falls, Kansas.

Cottonwood Falls, Chase County, KS · Emporia, KS metro · population 1,237

What it costs per month · 66845 $681/mo

to buy the typical home at today's mortgage rate — +$352 (+107%) since Jan 2020.

What the home itself did
1 year
Up $3,472 +3%
$126,190$129,663 since Sep 2025
5 years
Up $20,620 +19%
$109,043$129,663 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 66845 $681 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 66845$681
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 20 years.

Typical home values in zip 66845 rose 2.8% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Cottonwood Falls, KS — measured over the city limits, which is a different area from this zip.

Typical home value $129,663 as of Sep 2026
+2.8%year on year

Typical home value — 66845

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 66845 $129,663 Emporia $190,586 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 66845$129,663
  • Emporia$190,586
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.