Zip lookup · NE

68512
Lincoln, Nebraska.

Lincoln, Lancaster County, NE · Lincoln, NE metro · population 13,802

What it costs per month · 68512 $1,828/mo

to buy the typical home at today's mortgage rate — +$942 (+106%) since Jan 2020.

What the home itself did
1 year
Up $7,551 +2%
$340,806$348,357 since Sep 2025
5 years
Up $59,478 +21%
$288,879$348,357 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 68512 $1,828 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 68512$1,828
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 19 years.

Typical home values in zip 68512 rose 2.2% over the past year — faster than the nation's +1.2%.

Asking rents in zip 68512 rose 1.2% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 68512 runs $1,019/mo more than renting one. The gap peaked at $1,022 in Oct 2023.

That is $2,645 a month against $1,626 rent: a $1,828 mortgage payment, plus $443 property tax and $373 insurance & upkeep.

Owning vs renting — zip 68512

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $1,500 $2,000 $2,500 2021 2022 2023 2024 2025 2026 Owning all in $2,645 Renting $1,626 Mortgage only $1,828
$1,000 $1,500 $2,000 $2,500 2022 2024 2026
  • Owning all in$2,645
  • Renting$1,626
  • Mortgage only$1,828

Property tax · $443/mo 1.53% of value a year — the ACS 2020-2024 median bill over the median home value for Lancaster County, NE

Insurance & upkeep · $373/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Lincoln, NE — measured over the city limits, which is a different area from this zip.

Asking rent $1,626 as of Sep 2026
+1.2%year on year
Typical home value $348,357 as of Sep 2026
+2.2%year on year

Asking rent — 68512

Against the Lincoln, NE metro and the national benchmark.

$1,000 $1,250 $1,500 $1,750 2021 2022 2023 2024 2025 2026 68512 $1,626 Lincoln $1,281 United States $1,932
$1,000 $1,250 $1,500 $1,750 2022 2024 2026
  • 68512$1,626
  • Lincoln$1,281
  • United States$1,932

Typical home value — 68512

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 68512 $348,357 Lincoln $300,524 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 68512$348,357
  • Lincoln$300,524
  • United States$366,157

Within 20 miles

Showing 30 of 42 zips in range — sorting picks from all 42.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
2.7 68523 Lincoln 2,031 — $509,622
3.2 68502 Lincoln 25,846 $876 $239,224
3.3 68516 Lincoln 48,903 $1,466 $390,488
4.6 68522 Lincoln 14,836 $1,270 $278,992
4.7 68506 Lincoln 27,531 $1,260 $281,722
5.5 68430 Roca 1,989 $1,672 $618,566
5.6 68508 Lincoln 18,163 $822 $215,699
5.6 68510 Lincoln 19,391 $1,107 $254,878
6.2 68503 Lincoln 15,867 $1,155 $198,715
6.4 68526 Lincoln 7,944 $1,405 $465,548
7.6 68505 Lincoln 18,834 $1,364 $262,920
8.2 68532 Lincoln 785 — $597,790
8.3 68528 Lincoln 7,273 $1,484 $289,052
8.4 68504 Lincoln 17,278 $1,190 $220,988
8.5 68339 Denton 1,154 — $618,833
8.6 68404 Martell 1,039 — $544,234
8.6 68521 Lincoln 37,050 $1,464 $286,760
9.0 68520 Lincoln 2,762 $1,607 $623,733
9.8 68507 Lincoln 16,029 $1,387 $248,364
10.2 68461 Walton 503 — $741,634
10.6 68372 Hickman 4,135 — $386,503
10.6 68524 Lincoln 6,139 — $259,558
11.4 68317 Bennet 1,984 — $409,842
12.4 68527 Lincoln 2,318 — $523,701
13.6 68423 Pleasant Dale 688 — $498,710
13.8 68419 Panama 242 — $271,550
13.8 68368 Hallam 477 — $424,136
14.2 68402 Malcolm 1,459 — $522,374
14.5 68517 Lincoln 415 — $588,990
15.0 68358 Firth 1,701 — $481,536

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.