Zip lookup · NE

68812
Amherst, Nebraska.

Amherst, Buffalo County, NE · Kearney, NE metro · population 642

What it costs per month · 68812 $2,135/mo

to buy the typical home at today's mortgage rate — +$1,283 (+151%) since Feb 2021.

What the home itself did
1 year
Up $45,708 +13%
$361,094$406,802 since Sep 2025
5 years
Up $144,008 +55%
$262,794$406,802 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 68812 $2,135 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 68812$2,135
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 8 years.

Typical home values in zip 68812 rose 12.7% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Amherst, NE — measured over the city limits, which is a different area from this zip.

Typical home value $406,802 as of Sep 2026
+12.7%year on year

Typical home value — 68812

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 2021 2022 2023 2024 2025 2026 68812 $406,802 Kearney $298,719 United States $366,157
$250,000 $300,000 $350,000 $400,000 2022 2024 2026
  • 68812$406,802
  • Kearney$298,719
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.5 68858 Miller 328 — $285,407
7.5 68870 Riverdale 506 — $344,939
9.3 68866 Pleasanton 1,168 — $377,574
14.3 68845 Kearney 20,536 $1,638 $347,137
14.6 68836 Elm Creek 1,908 — $275,919
15.5 68844 Hazard 328 — $367,611
16.1 68863 Overton 1,410 — $211,706
17.8 68847 Kearney 18,354 — $290,993
18.0 68855 Mason City 400 — $240,326
19.4 68852 Litchfield 572 — $215,538

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.