68836
Elm Creek, Nebraska.
Elm Creek, Phelps County, NE · Kearney, NE metro · population 1,908
to buy the typical home at today's mortgage rate — +$785 (+118%) since Jan 2020.
- 1 year
- Up $12,679 +5%
- $263,240$275,919 since Sep 2025
- 5 years
- Up $78,394 +40%
- $197,526$275,919 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 68836$1,448
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in zip 68836 rose 4.8% over the past year — faster than the nation's +1.2%.
This zip spans 3 counties: Buffalo County, NE 53% · Phelps County, NE 32% · Dawson County, NE 15%
Zillow also publishes an index for the city itself: Elm Creek, NE — measured over the city limits, which is a different area from this zip.
Typical home value — 68836
Mid-tier homes, smoothed and seasonally adjusted.
- 68836$275,919
- Kearney$298,719
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 8.7 | 68863 | Overton | 1,410 | — | $211,706 |
| 10.9 | 68845 | Kearney | 20,536 | $1,638 | $347,137 |
| 13.5 | 68940 | Funk | 518 | — | $294,708 |
| 14.0 | 68958 | Loomis | 613 | — | $244,528 |
| 14.6 | 68812 | Amherst | 642 | — | $406,802 |
| 15.0 | 68870 | Riverdale | 506 | — | $344,939 |
| 17.6 | 68858 | Miller | 328 | — | $285,407 |
| 18.7 | 68847 | Kearney | 18,354 | — | $290,993 |
| 18.8 | 68927 | Bertrand | 1,130 | — | $218,836 |
| 19.0 | 68949 | Holdrege | 6,662 | — | $203,140 |
| 19.8 | 68924 | Axtell | 1,348 | — | $278,000 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.