Zip lookup · OK

74120
Tulsa, Oklahoma.

Tulsa, Tulsa County, OK · Tulsa, OK metro · population 5,195

What it costs per month · 74120 $1,494/mo

to buy the typical home at today's mortgage rate — +$785 (+111%) since Jan 2020.

What the home itself did
1 year
Up $6,641 +2%
$277,949$284,590 since Sep 2025
5 years
Up $43,590 +18%
$241,000$284,590 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 74120 $1,494 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 74120$1,494
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 21 years.

Typical home values in zip 74120 rose 2.4% over the past year — faster than the nation's +1.2%.

Asking rents in zip 74120 rose 4.2% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 74120 runs $600/mo more than renting one. The gap peaked at $721 in Oct 2023.

That is $2,028 a month against $1,428 rent: a $1,494 mortgage payment, plus $229 property tax and $305 insurance & upkeep.

Owning vs renting — zip 74120

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $1,500 $2,000 2021 2022 2023 2024 2025 2026 Owning all in $2,028 Renting $1,428 Mortgage only $1,494
$1,000 $1,500 $2,000 2022 2024 2026
  • Owning all in$2,028
  • Renting$1,428
  • Mortgage only$1,494

Property tax · $229/mo 0.97% of value a year — the ACS 2020-2024 median bill over the median home value for Tulsa County, OK

Insurance & upkeep · $305/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Tulsa, OK — measured over the city limits, which is a different area from this zip.

Asking rent $1,428 as of Sep 2026
+4.2%year on year
Typical home value $284,590 as of Sep 2026
+2.4%year on year

Asking rent — 74120

Against the Tulsa, OK metro and the national benchmark.

$1,000 $1,250 $1,500 $1,750 2021 2022 2023 2024 2025 2026 74120 $1,428 Tulsa $1,375 United States $1,932
$1,000 $1,250 $1,500 $1,750 2022 2024 2026
  • 74120$1,428
  • Tulsa$1,375
  • United States$1,932

Typical home value — 74120

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 74120 $284,590 Tulsa $251,771 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 74120$284,590
  • Tulsa$251,771
  • United States$366,157

Within 20 miles

Showing 30 of 40 zips in range — sorting picks from all 40.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
0.9 74119 Tulsa 3,670 $1,373 $168,162
1.1 74103 Tulsa 2,450 $1,397 —
1.3 74104 Tulsa 12,806 $1,460 $235,903
2.3 74114 Tulsa 15,944 $1,490 $276,619
2.9 74106 Tulsa 15,655 $1,266 $109,379
2.9 74110 Tulsa 15,244 $1,043 $87,637
3.7 74105 Tulsa 26,951 $1,473 $291,497
4.1 74112 Tulsa 21,386 $1,292 $179,828
4.2 74127 Tulsa 16,324 $1,219 $134,454
4.6 74107 Tulsa 19,013 $1,201 $155,051
4.7 74135 Tulsa 20,138 $1,449 $269,851
4.8 74115 Tulsa 24,297 $1,118 $112,652
6.2 74129 Tulsa 18,382 $1,418 $194,213
6.2 74145 Tulsa 18,196 $1,201 $226,224
6.4 74136 Tulsa 31,416 $898 $268,109
6.4 74130 Tulsa 2,212 — $98,368
6.6 74126 Tulsa 9,920 $1,238 $88,365
7.0 74128 Tulsa 13,751 $1,295 $157,271
7.3 74132 Tulsa 10,858 $1,554 $305,790
7.8 74146 Tulsa 16,507 $1,068 $185,340
8.3 74116 Tulsa 3,617 — $197,628
8.7 74131 Tulsa 2,435 — $283,168
9.3 74133 Tulsa 48,699 $1,181 $301,955
9.4 74137 Tulsa 28,533 $1,197 $436,529
10.2 74134 Tulsa 23,323 $1,409 $262,008
10.3 74037 Jenks 24,547 $1,805 $342,822
10.3 74108 Tulsa 7,315 — $176,977
10.4 74073 Sperry 5,881 — $276,768
11.7 74012 Broken Arrow 65,060 $1,532 $266,341
12.0 74063 Sand Springs 31,370 $1,228 $236,911

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.