Zip lookup · OK

74339
Commerce, Oklahoma.

Commerce, Ottawa County, OK · Miami, OK metro · population 2,245

What it costs per month · 74339 $366/mo

to buy the typical home at today's mortgage rate — +$183 (+100%) since Jan 2020.

What the home itself did
1 year
Down $1,230 -2%
$71,037$69,807 since Sep 2025
5 years
Up $9,616 +16%
$60,192$69,807 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 74339 $366 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 74339$366
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 23 years.

Typical home values in zip 74339 fell 1.7% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Commerce, OK — measured over the city limits, which is a different area from this zip.

Typical home value $69,807 as of Sep 2026
-1.7%year on year

Typical home value — 74339

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 74339 $69,807 Miami $140,954 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 74339$69,807
  • Miami$140,954
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.1 74354 Miami 17,208 — $130,349
8.6 66713 Baxter Springs 5,635 — $119,792
9.5 74363 Quapaw 2,492 — $182,245
13.5 74343 Fairland 3,183 — $207,655
13.5 66770 Riverton 1,047 — $175,195
13.6 67336 Chetopa 1,150 — $69,094
14.9 74333 Bluejacket 1,070 — $258,140
15.6 66725 Columbus 4,991 — $130,968
16.1 74370 Wyandotte 3,656 — $229,114
17.5 66739 Galena 5,025 — $123,482
17.6 74369 Welch 1,741 — $237,959
17.8 64865 Seneca 5,692 — $217,309

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.