74346
Jay, Oklahoma.
Jay, Delaware County, OK · population 8,266
to buy the typical home at today's mortgage rate — +$696 (+122%) since Jan 2020.
- 1 year
- Up $14,669 +6%
- $226,920$241,590 since Sep 2025
- 5 years
- Up $34,371 +17%
- $207,219$241,590 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 74346$1,268
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 23 years.
Typical home values in zip 74346 rose 6.5% over the past year — faster than the nation's +1.2%.
Zillow also publishes an index for the city itself: Jay, OK — measured over the city limits, which is a different area from this zip.
Typical home value — 74346
Mid-tier homes, smoothed and seasonally adjusted.
- 74346$241,590
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 10.6 | 74342 | Eucha | 2,039 | — | $267,527 |
| 11.2 | 74344 | Grove | 14,876 | — | $304,657 |
| 12.0 | 74338 | Colcord | 5,069 | — | $258,306 |
| 12.4 | 64863 | South West City | 1,586 | — | $188,662 |
| 14.6 | 72768 | Sulphur Springs | 1,026 | — | $249,222 |
| 15.9 | 72736 | Gravette | 7,886 | — | $358,340 |
| 16.6 | 74347 | Kansas | 2,757 | — | $220,993 |
| 16.7 | 74350 | Langley | 692 | — | $222,049 |
| 16.8 | 74366 | Spavinaw | 1,289 | — | $167,743 |
| 17.2 | 72722 | Decatur | 2,876 | — | $287,205 |
| 18.3 | 74331 | Afton | 7,058 | — | $380,845 |
| 18.8 | 64854 | Noel | 4,910 | — | $196,006 |
| 19.6 | 74365 | Salina | 4,277 | — | $193,583 |
| 19.8 | 74367 | Strang | 624 | — | $247,048 |
| 19.9 | 74364 | Rose | 1,931 | — | $269,867 |
| 20.0 | 72734 | Gentry | 8,694 | $1,696 | $305,033 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.