Zip lookup · OK

74354
Miami, Oklahoma.

Miami, Ottawa County, OK · Miami, OK metro · population 17,208

What it costs per month · 74354 $684/mo

to buy the typical home at today's mortgage rate — +$372 (+119%) since Jan 2020.

What the home itself did
1 year
Up $8,826 +7%
$121,523$130,349 since Sep 2025
5 years
Up $25,216 +24%
$105,133$130,349 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 74354 $684 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 74354$684
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in zip 74354 rose 7.3% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Ottawa County, OK 97% · Craig County, OK 3%

Zillow also publishes an index for the city itself: Miami, OK — measured over the city limits, which is a different area from this zip.

Typical home value $130,349 as of Sep 2026
+7.3%year on year

Typical home value — 74354

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 74354 $130,349 Miami $140,954 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 74354$130,349
  • Miami$140,954
  • United States$366,157

Within 20 miles

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
3.1 74339 Commerce 2,245 — $69,807
10.4 74363 Quapaw 2,492 — $182,245
10.6 74343 Fairland 3,183 — $207,655
11.2 66713 Baxter Springs 5,635 — $119,792
13.0 74333 Bluejacket 1,070 — $258,140
14.1 74370 Wyandotte 3,656 — $229,114
15.6 67336 Chetopa 1,150 — $69,094
16.0 66770 Riverton 1,047 — $175,195
17.1 64865 Seneca 5,692 — $217,309
17.2 74331 Afton 7,058 — $380,845
17.6 74369 Welch 1,741 — $237,959
18.6 66725 Columbus 4,991 — $130,968
19.9 66739 Galena 5,025 — $123,482

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.