Zip lookup · OK

74851
McLoud, Oklahoma.

McLoud, Pottawatomie County, OK · Shawnee, OK metro · population 11,489

What it costs per month · 74851 $1,209/mo

to buy the typical home at today's mortgage rate — +$694 (+135%) since Jan 2020.

What the home itself did
1 year
Up $7,023 +3%
$223,402$230,425 since Sep 2025
5 years
Up $53,079 +30%
$177,346$230,425 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 74851 $1,209 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 74851$1,209
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 74851 rose 3.1% over the past year — faster than the nation's +1.2%.

This zip spans 3 counties: Pottawatomie County, OK 58% · Lincoln County, OK 34% · Cleveland County, OK 7%

Zillow also publishes an index for the city itself: McLoud, OK — measured over the city limits, which is a different area from this zip.

Typical home value $230,425 as of Sep 2026
+3.1%year on year

Typical home value — 74851

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 74851 $230,425 Shawnee $192,695 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 74851$230,425
  • Shawnee$192,695
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.8 73045 Harrah 11,517 — $245,621
8.8 74857 Newalla 9,931 — $270,565
9.1 74804 Shawnee 23,227 $1,164 $228,317
9.8 74801 Shawnee 21,967 $1,055 $135,473
10.4 73020 Choctaw 25,645 $1,777 $300,629
11.8 74855 Meeker 4,249 — $215,248
14.3 73150 Oklahoma City 5,688 — $370,603
15.1 73130 Oklahoma City 21,476 $1,399 $215,902
15.1 74873 Tecumseh 10,924 — $166,471
16.4 73049 Jones 7,407 $1,800 $370,184
16.4 73084 Spencer 6,641 — $135,006
16.9 73165 Oklahoma City 8,357 — $374,284
17.4 73026 Norman 11,216 — $322,323
17.7 73110 Oklahoma City 32,348 $1,174 $143,883
18.3 73054 Luther 4,702 — $285,782
19.0 73141 Oklahoma City 3,562 — $148,094
19.6 74840 Earlsboro 1,827 — $208,347
19.6 73135 Oklahoma City 22,022 $1,399 $206,666

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.