Zip lookup · TX

75038
Irving, Texas.

Irving, Dallas County, TX · Dallas-Fort Worth-Arlington, TX metro · population 32,755

What it costs per month · 75038 $2,389/mo

to buy the typical home at today's mortgage rate — +$1,255 (+111%) since Jan 2020.

What the home itself did
1 year
Up $6,172 +1%
$449,038$455,210 since Sep 2025
5 years
Up $85,451 +23%
$369,760$455,210 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 75038 $2,389 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 75038$2,389
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 17 years.

Typical home values in zip 75038 rose 1.4% over the past year — in step with the nation.

Asking rents in zip 75038 rose 0.7% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 75038 runs $2,121/mo more than renting one. The gap peaked at $2,208 in May 2024.

That is $3,477 a month against $1,357 rent: a $2,389 mortgage payment, plus $601 property tax and $487 insurance & upkeep.

Owning vs renting — zip 75038

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,500 $2,000 $2,500 $3,000 $3,500 2022 2023 2024 2025 2026 Owning all in $3,477 Renting $1,357 Mortgage only $2,389
$1,500 $2,000 $2,500 $3,000 $3,500 2022 2024 2026
  • Owning all in$3,477
  • Renting$1,357
  • Mortgage only$2,389

Property tax · $601/mo 1.58% of value a year — the ACS 2020-2024 median bill over the median home value for Dallas County, TX

Insurance & upkeep · $487/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Irving, TX — measured over the city limits, which is a different area from this zip.

Asking rent $1,357 as of Sep 2026
+0.7%year on year
Typical home value $455,210 as of Sep 2026
+1.4%year on year

Asking rent — 75038

Against the Dallas-Fort Worth-Arlington, TX metro and the national benchmark.

$1,400 $1,600 $1,800 2022 2023 2024 2025 2026 75038 $1,357 Dallas $1,659 United States $1,932
$1,400 $1,600 $1,800 2022 2024 2026
  • 75038$1,357
  • Dallas$1,659
  • United States$1,932

Typical home value — 75038

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 $450,000 2018 2020 2022 2024 2026 75038 $455,210 Dallas $358,242 United States $366,157
$250,000 $300,000 $350,000 $400,000 $450,000 2018 2022 2026
  • 75038$455,210
  • Dallas$358,242
  • United States$366,157

Within 20 miles

Showing 30 of 118 zips in range — sorting picks from all 118.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
2.1 75062 Irving 52,116 $1,469 $297,546
2.5 75039 Irving 24,164 $1,932 $631,705
2.6 75063 Irving 45,849 $1,526 $597,392
3.3 75061 Irving 56,013 $1,332 $294,402
5.2 76155 Fort Worth 6,533 $1,474 —
5.4 75060 Irving 47,591 $1,693 $287,576
6.0 75220 Dallas 40,239 $1,309 $528,205
6.1 76039 Euless 39,855 $1,621 $358,984
6.2 75019 Coppell 44,917 $2,153 $611,035
6.4 75234 Dallas 32,961 $1,618 $359,188
6.8 75229 Dallas 33,656 $2,265 $743,434
6.9 75050 Grand Prairie 44,889 $1,468 $271,436
7.1 75247 Dallas 627 $1,849 —
7.5 76051 Grapevine 50,618 $1,732 $544,642
7.7 76005 Arlington 7,102 $2,200 $514,830
7.8 75006 Carrollton 47,807 $1,501 $343,384
8.1 76040 Euless 31,677 $1,451 $352,720
8.1 75235 Dallas 19,637 $1,554 $272,157
8.6 75212 Dallas 28,259 $1,612 $242,358
8.9 76021 Bedford 35,354 $1,295 $394,508
9.1 75244 Dallas 13,389 $1,869 $730,788
9.1 75209 Dallas 14,211 $1,969 $1,068,272
9.2 76006 Arlington 23,446 $1,202 $379,812
9.9 75067 Lewisville 66,913 $1,382 $349,004
9.9 76034 Colleyville 26,103 $3,332 $913,920
10.0 76022 Bedford 13,760 $1,383 $313,228
10.1 76011 Arlington 22,752 $1,372 $258,374
10.1 75051 Grand Prairie 40,884 $1,517 $247,906
10.2 75001 Addison 16,872 $1,592 $480,062
10.4 75007 Carrollton 54,646 $1,813 $389,375

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.