Zip lookup · TX

75954
Joaquin, Texas.

Joaquin, Shelby County, TX · population 3,607

What it costs per month · 75954 $1,149/mo

to buy the typical home at today's mortgage rate — +$367 (+47%) since Jan 2020.

What the home itself did
1 year
Down $18,394 -8%
$237,248$218,853 since Sep 2025
5 years
Down $44,354 -17%
$263,207$218,853 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 75954 $1,149 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 75954$1,149
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 75954 fell 7.8% over the past year — slower than the nation's +1.2%.

This zip spans 2 counties: Shelby County, TX 89% · Panola County, TX 11%

Zillow also publishes an index for the city itself: Joaquin, TX — measured over the city limits, which is a different area from this zip.

Typical home value $218,853 as of Sep 2026
-7.8%year on year

Typical home value — 75954

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 75954 $218,853 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 75954$218,853
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.