Zip lookup · TX

76228
Bellevue, Texas.

Bellevue, Clay County, TX · Wichita Falls, TX metro · population 1,263

What it costs per month · 76228 $1,272/mo

to buy the typical home at today's mortgage rate — +$496 (+64%) since Jan 2020.

What the home itself did
1 year
Up $8,983 +4%
$233,353$242,336 since Sep 2025
5 years
Down $14,192 -6%
$256,528$242,336 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 76228 $1,272 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 76228$1,272
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 76228 rose 3.8% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Clay County, TX 90% · Montague County, TX 10%

Zillow also publishes an index for the city itself: Bellevue, TX — measured over the city limits, which is a different area from this zip.

Typical home value $242,336 as of Sep 2026
+3.8%year on year

Typical home value — 76228

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2019 2020 2021 2022 2023 2024 2025 2026 76228 $242,336 Wichita Falls $175,703 United States $366,157
$100,000 $200,000 $300,000 2020 2022 2024 2026
  • 76228$242,336
  • Wichita Falls$175,703
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.