76431
Chico, Texas.
Chico, Wise County, TX · Dallas-Fort Worth-Arlington, TX metro · population 4,494
to buy the typical home at today's mortgage rate — +$915 (+98%) since Jan 2020.
- 1 year
- Up $2,824 +1%
- $349,112$351,936 since Sep 2025
- 5 years
- Up $29,013 +9%
- $322,922$351,936 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 76431$1,847
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 40 years.
Typical home values in zip 76431 rose 0.8% over the past year — slower than the nation's +1.2%.
This zip spans 2 counties: Wise County, TX 76% · Jack County, TX 24%
Zillow also publishes an index for the city itself: Chico, TX — measured over the city limits, which is a different area from this zip.
Typical home value — 76431
Mid-tier homes, smoothed and seasonally adjusted.
- 76431$351,936
- Dallas$358,242
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 10.2 | 76426 | Bridgeport | 11,632 | $1,331 | $275,792 |
| 11.5 | 76270 | Sunset | 1,826 | — | $477,145 |
| 11.6 | 76225 | Alvord | 3,487 | — | $357,185 |
| 15.4 | 76230 | Bowie | 10,536 | — | $240,501 |
| 16.3 | 76073 | Paradise | 7,648 | — | $449,290 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.