Zip lookup · TX

76542
Killeen, Texas.

Killeen, Bell County, TX · Killeen-Temple, TX metro · population 53,892

What it costs per month · 76542 $1,332/mo

to buy the typical home at today's mortgage rate — +$686 (+106%) since Jan 2020.

What the home itself did
1 year
Down $2,513 -1%
$256,278$253,766 since Sep 2025
5 years
Up $29,534 +13%
$224,231$253,766 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 76542 $1,332 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 76542$1,332
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 28 years.

Typical home values in zip 76542 fell 1.0% over the past year — slower than the nation's +1.2%.

Asking rents in zip 76542 fell 1.1% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 76542 runs $466/mo more than renting one. The gap peaked at $611 in Oct 2023.

That is $1,909 a month against $1,443 rent: a $1,332 mortgage payment, plus $305 property tax and $272 insurance & upkeep.

Owning vs renting — zip 76542

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $1,500 $2,000 2018 2020 2022 2024 2026 Owning all in $1,909 Renting $1,443 Mortgage only $1,332
$1,000 $1,500 $2,000 2018 2022 2026
  • Owning all in$1,909
  • Renting$1,443
  • Mortgage only$1,332

Property tax · $305/mo 1.44% of value a year — the ACS 2020-2024 median bill over the median home value for Bell County, TX

Insurance & upkeep · $272/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Killeen, TX — measured over the city limits, which is a different area from this zip.

Asking rent $1,443 as of Sep 2026
-1.1%year on year
Typical home value $253,766 as of Sep 2026
-1.0%year on year

Asking rent — 76542

Against the Killeen-Temple, TX metro and the national benchmark.

$1,000 $1,250 $1,500 $1,750 2018 2020 2022 2024 2026 76542 $1,443 Killeen $1,308 United States $1,932
$1,000 $1,250 $1,500 $1,750 2018 2022 2026
  • 76542$1,443
  • Killeen$1,308
  • United States$1,932

Typical home value — 76542

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 76542 $253,766 Killeen $248,024 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 76542$253,766
  • Killeen$248,024
  • United States$366,157

Within 50 miles

Showing 30 of 95 zips in range — sorting picks from all 95.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
5.9 76549 Killeen 56,038 $1,365 $225,121
6.0 76548 Harker Heights 33,729 $1,467 $295,931
7.9 76541 Killeen 19,011 $878 $119,351
8.8 76559 Nolanville 7,197 $1,560 $303,598
9.7 76571 Salado 9,000 $1,972 $508,778
9.9 76543 Killeen 34,457 $1,179 $172,355
11.9 76527 Florence 4,918 — $529,756
13.0 78608 Briggs 428 — $581,348
13.8 76513 Belton 45,928 $1,519 $303,448
14.5 76537 Jarrell 16,272 $1,732 $250,938
17.3 76539 Kempner 9,415 — $360,054
18.2 78633 Georgetown 29,309 $1,684 $435,929
19.8 76502 Temple 52,669 $1,582 $272,694
20.8 76522 Copperas Cove 42,118 $1,196 $223,549
21.4 76554 Little River Academy 2,344 — $207,441
22.7 76534 Holland 2,675 — $329,911
22.8 76511 Bartlett 2,702 — $215,191
22.9 76504 Temple 26,166 $1,264 $186,892
24.3 78626 Georgetown 48,072 $1,579 $343,562
24.6 78605 Bertram 7,573 — $414,290
24.6 78642 Liberty Hill 26,434 $2,281 $485,697
25.0 78628 Georgetown 50,822 $1,680 $469,036
26.8 76530 Granger 2,598 — $310,738
27.9 76557 Moody 5,644 — $319,695
28.5 76501 Temple 17,752 $1,355 $186,982
29.7 76550 Lampasas 13,675 $1,332 $300,259
30.3 76528 Gatesville 18,935 $1,199 $242,015
30.4 76569 Rogers 2,761 — $279,641
30.8 76579 Troy 5,448 — $252,880
31.3 76561 Oglesby 996 — $247,677

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.