Zip lookup · TX

76656
Lott, Texas.

Lott, Falls County, TX · Waco, TX metro · population 2,391

What it costs per month · 76656 $1,060/mo

to buy the typical home at today's mortgage rate — +$365 (+53%) since Jan 2020.

What the home itself did
1 year
Down $4,866 -2%
$206,825$201,959 since Sep 2025
5 years
Down $28,655 -12%
$230,614$201,959 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 76656 $1,060 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 76656$1,060
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 76656 fell 2.4% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Lott, TX — measured over the city limits, which is a different area from this zip.

Typical home value $201,959 as of Sep 2026
-2.4%year on year

Typical home value — 76656

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2019 2020 2021 2022 2023 2024 2025 2026 76656 $201,959 Waco $250,105 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2020 2022 2024 2026
  • 76656$201,959
  • Waco$250,105
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
10.1 76570 Rosebud 2,339 — $148,266
10.6 76524 Eddy 3,668 — $263,211
11.8 76579 Troy 5,448 — $252,880
13.6 76519 Burlington 782 — $330,688
13.7 76501 Temple 17,752 $1,355 $186,982
14.3 76630 Bruceville 1,589 — $301,547
15.3 76661 Marlin 7,602 — $92,446
15.8 76655 Lorena 10,603 $2,257 $342,818
18.9 76504 Temple 26,166 $1,264 $186,892
19.4 76706 Waco 41,627 $1,379 $248,231
19.4 76569 Rogers 2,761 — $279,641
20.0 76643 Hewitt 16,432 $1,650 $295,074

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.