Zip lookup · TX

77089
Houston, Texas.

Houston, Harris County, TX · Houston-The Woodlands-Sugar Land, TX metro · population 57,741

What it costs per month · 77089 $1,422/mo

to buy the typical home at today's mortgage rate — +$671 (+89%) since Jan 2020.

What the home itself did
1 year
Down $1,191 -0%
$272,059$270,868 since Sep 2025
5 years
Up $29,941 +12%
$240,927$270,868 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 77089 $1,422 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 77089$1,422
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 30 years.

Typical home values in zip 77089 fell 0.4% over the past year — slower than the nation's +1.2%.

Asking rents in zip 77089 rose 0.9% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 77089 runs $516/mo more than renting one. The gap peaked at $705 in Oct 2023.

That is $2,078 a month against $1,562 rent: a $1,422 mortgage payment, plus $366 property tax and $290 insurance & upkeep.

Owning vs renting — zip 77089

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $1,500 $2,000 2019 2020 2021 2022 2023 2024 2025 2026 Owning all in $2,078 Renting $1,562 Mortgage only $1,422
$1,000 $1,500 $2,000 2020 2022 2024 2026
  • Owning all in$2,078
  • Renting$1,562
  • Mortgage only$1,422

Property tax · $366/mo 1.62% of value a year — the ACS 2020-2024 median bill over the median home value for Harris County, TX

Insurance & upkeep · $290/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Houston, TX — measured over the city limits, which is a different area from this zip.

Asking rent $1,562 as of Sep 2026
+0.9%year on year
Typical home value $270,868 as of Sep 2026
-0.4%year on year

Asking rent — 77089

Against the Houston-The Woodlands-Sugar Land, TX metro and the national benchmark.

$1,200 $1,400 $1,600 $1,800 2019 2020 2021 2022 2023 2024 2025 2026 77089 $1,562 Houston $1,638 United States $1,932
$1,200 $1,400 $1,600 $1,800 2020 2022 2024 2026
  • 77089$1,562
  • Houston$1,638
  • United States$1,932

Typical home value — 77089

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 77089 $270,868 Houston $302,832 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 77089$270,868
  • Houston$302,832
  • United States$366,157

Within 20 miles

Showing 30 of 83 zips in range — sorting picks from all 83.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.8 77034 Houston 36,456 $1,030 $220,202
3.4 77075 Houston 40,626 $1,288 $250,139
3.7 77581 Pearland 51,332 $1,861 $369,156
4.7 77504 Pasadena 25,779 $1,251 $264,276
5.1 77587 South Houston 16,033 $1,400 $187,891
5.5 77546 Friendswood 54,789 $2,118 $397,818
5.6 77062 Houston 25,523 $1,594 $314,357
5.9 77061 Houston 24,004 $899 $221,283
6.3 77059 Houston 18,767 $2,697 $450,871
6.3 77598 Webster 26,110 $1,360 $259,523
6.6 77505 Pasadena 23,174 $1,429 $311,787
6.6 77502 Pasadena 36,371 $1,615 $204,381
6.7 77048 Houston 21,151 $1,749 $215,912
7.4 77017 Houston 29,640 $1,379 $181,641
8.0 77584 Pearland 91,065 $1,905 $382,920
8.1 77058 Houston 17,850 $1,425 $242,912
8.2 77503 Pasadena 23,866 $1,290 $201,719
8.3 77087 Houston 34,347 $1,569 $177,395
8.8 77033 Houston 29,154 $1,725 $136,687
9.3 77506 Pasadena 35,114 $1,331 $159,998
9.6 77012 Houston 16,286 $1,363 $151,454
9.6 77536 Deer Park 33,174 $1,945 $279,150
9.8 77047 Houston 34,987 $1,934 $248,213
10.2 77573 League City 98,109 $1,744 $383,781
10.4 77051 Houston 19,795 $1,781 $191,405
10.6 77547 Galena Park 9,217 $1,650 $155,776
10.8 77023 Houston 24,281 $1,369 $241,635
11.0 77021 Houston 26,153 $1,827 $193,128
11.4 77578 Manvel 30,210 $2,007 $438,391
11.5 77586 Seabrook 23,807 $1,696 $345,872

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.