Zip lookup · TX

77465
Palacios, Texas.

Palacios, Matagorda County, TX · Bay City, TX metro · population 7,681

What it costs per month · 77465 $982/mo

to buy the typical home at today's mortgage rate — +$381 (+64%) since Jan 2020.

What the home itself did
1 year
Down $1,560 -1%
$188,612$187,052 since Sep 2025
5 years
Down $2,275 -1%
$189,328$187,052 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 77465 $982 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 77465$982
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 77465 fell 0.8% over the past year — slower than the nation's +1.2%.

This zip spans 3 counties: Matagorda County, TX 83% · Jackson County, TX 15% · Calhoun County, TX 2%

Zillow also publishes an index for the city itself: Palacios, TX — measured over the city limits, which is a different area from this zip.

Typical home value $187,052 as of Sep 2026
-0.8%year on year

Typical home value — 77465

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 77465 $187,052 Bay City $205,819 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 77465$187,052
  • Bay City$205,819
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.