Zip lookup · TX

78040
Laredo, Texas.

Laredo, Webb County, TX · Laredo, TX metro · population 35,709

What it costs per month · 78040 $687/mo

to buy the typical home at today's mortgage rate — +$222 (+48%) since Jan 2020.

What the home itself did
1 year
Up $6,859 +6%
$124,016$130,875 since Sep 2025
5 years
Down $12,548 -9%
$143,423$130,875 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 78040 $687 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 78040$687
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 78040 rose 5.5% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Laredo, TX — measured over the city limits, which is a different area from this zip.

Asking rent $800 as of Sep 2026
Typical home value $130,875 as of Sep 2026
+5.5%year on year

Asking rent — 78040

Against the Laredo, TX metro and the national benchmark.

Not enough data to draw this yet.

Typical home value — 78040

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 78040 $130,875 Laredo $215,255 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 78040$130,875
  • Laredo$215,255
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.