Zip lookup · TX

78230
San Antonio, Texas.

San Antonio, Bexar County, TX · San Antonio-New Braunfels, TX metro · population 41,387

What it costs per month · 78230 $1,857/mo

to buy the typical home at today's mortgage rate — +$892 (+92%) since Jan 2020.

What the home itself did
1 year
Up $1,117 +0%
$352,613$353,731 since Sep 2025
5 years
Up $41,822 +13%
$311,909$353,731 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 78230 $1,857 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 78230$1,857
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 28 years.

Typical home values in zip 78230 rose 0.3% over the past year — slower than the nation's +1.2%.

Asking rents in zip 78230 fell 0.4% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 78230 runs $1,630/mo more than renting one. The gap peaked at $1,735 in May 2024.

That is $2,745 a month against $1,115 rent: a $1,857 mortgage payment, plus $510 property tax and $379 insurance & upkeep.

Owning vs renting — zip 78230

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $2,000 $3,000 2018 2020 2022 2024 2026 Owning all in $2,745 Renting $1,115 Mortgage only $1,857
$1,000 $2,000 $3,000 2018 2022 2026
  • Owning all in$2,745
  • Renting$1,115
  • Mortgage only$1,857

Property tax · $510/mo 1.73% of value a year — the ACS 2020-2024 median bill over the median home value for Bexar County, TX

Insurance & upkeep · $379/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: San Antonio, TX — measured over the city limits, which is a different area from this zip.

Asking rent $1,115 as of Sep 2026
-0.4%year on year
Typical home value $353,731 as of Sep 2026
+0.3%year on year

Asking rent — 78230

Against the San Antonio-New Braunfels, TX metro and the national benchmark.

$1,000 $1,250 $1,500 $1,750 2018 2020 2022 2024 2026 78230 $1,115 San Antonio $1,415 United States $1,932
$1,000 $1,250 $1,500 $1,750 2018 2022 2026
  • 78230$1,115
  • San Antonio$1,415
  • United States$1,932

Typical home value — 78230

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 78230 $353,731 San Antonio $273,806 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 78230$353,731
  • San Antonio$273,806
  • United States$366,157

Within 20 miles

Showing 30 of 62 zips in range — sorting picks from all 62.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.5 78231 San Antonio 9,744 $1,130 $447,482
2.7 78213 San Antonio 40,526 $1,074 $196,506
2.9 78229 San Antonio 35,664 $1,049 $182,318
3.5 78240 San Antonio 57,921 $1,256 $261,726
3.6 78248 San Antonio 14,488 $1,237 $498,403
3.8 78249 San Antonio 63,439 $1,393 $298,882
4.0 78216 San Antonio 41,180 $1,233 $279,619
5.5 78201 San Antonio 41,981 $1,042 $165,016
5.7 78232 San Antonio 36,636 $1,291 $378,257
5.9 78228 San Antonio 56,165 $1,152 $163,693
6.4 78238 San Antonio 26,032 $1,308 $217,490
6.8 78212 San Antonio 27,437 $1,437 $276,814
6.8 78256 San Antonio 13,453 $1,571 $588,407
6.9 78257 San Antonio 10,992 $1,365 $926,186
7.1 78209 San Antonio 43,400 $1,539 $466,991
7.3 78250 San Antonio 57,323 $1,491 $239,378
7.3 78258 San Antonio 52,448 $1,478 $500,221
8.1 78217 San Antonio 34,055 $1,147 $220,205
8.6 78215 San Antonio 3,506 $1,635 $414,673
8.6 78237 San Antonio 37,379 $1,216 $119,779
8.7 78207 San Antonio 55,474 $1,317 $102,471
9.0 78247 San Antonio 51,933 $1,547 $273,809
9.3 78251 San Antonio 59,435 $1,233 $258,929
9.4 78208 San Antonio 3,861 $1,678 $175,934
9.4 78205 San Antonio 1,538 $2,016 $597,365
9.6 78255 San Antonio 17,379 $1,932 $541,538
9.8 78259 San Antonio 29,826 $1,464 $399,823
9.9 78202 San Antonio 10,224 $1,355 $149,652
10.1 78218 San Antonio 39,428 $1,453 $192,390
10.3 78204 San Antonio 11,983 $1,352 $165,146

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.