Zip lookup · TX

78363
Kingsville, Texas.

Kingsville, Kleberg County, TX · Kingsville, TX metro · population 28,920

What it costs per month · 78363 $741/mo

to buy the typical home at today's mortgage rate — +$289 (+64%) since Jan 2020.

What the home itself did
1 year
Down $2,703 -2%
$143,845$141,142 since Sep 2025
5 years
Up $672 +0%
$140,470$141,142 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 78363 $741 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 78363$741
  • United States$1,922

Typical home values in zip 78363 fell 1.9% over the past year — slower than the nation's +1.2%.

Asking rents in zip 78363 rose 7.8% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 78363 runs $442/mo less than renting one. The gap peaked at $486 in Jul 2026.

That is $1,065 a month against $1,506 rent: a $741 mortgage payment, plus $173 property tax and $151 insurance & upkeep.

Owning vs renting — zip 78363

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$750 $1,000 $1,250 $1,500 2024 2025 2026 Owning all in $1,065 Renting $1,506 Mortgage only $741
$750 $1,000 $1,250 $1,500 2024 2025 2026
  • Owning all in$1,065
  • Renting$1,506
  • Mortgage only$741

Property tax · $173/mo 1.47% of value a year — the ACS 2020-2024 median bill over the median home value for Kleberg County, TX

Insurance & upkeep · $151/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Kingsville, TX — measured over the city limits, which is a different area from this zip.

Asking rent $1,506 as of Sep 2026
+7.8%year on year
Typical home value $141,142 as of Sep 2026
-1.9%year on year

Asking rent — 78363

Against the Kingsville, TX metro and the national benchmark.

$1,250 $1,500 $1,750 2024 2025 2026 78363 $1,506 Kingsville $1,506 United States $1,932
$1,250 $1,500 $1,750 2024 2025 2026
  • 78363$1,506
  • Kingsville$1,506
  • United States$1,932

Typical home value — 78363

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 78363 $141,142 Kingsville $144,702 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 78363$141,142
  • Kingsville$144,702
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.