Zip lookup · TX

78610
Buda, Texas.

Buda, Hays County, TX · Austin-Round Rock-Georgetown, TX metro · population 48,319

What it costs per month · 78610 $1,881/mo

to buy the typical home at today's mortgage rate — +$858 (+84%) since Jan 2020.

What the home itself did
1 year
Down $14,799 -4%
$373,252$358,454 since Sep 2025
5 years
Down $53,699 -13%
$412,152$358,454 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 78610 $1,881 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 78610$1,881
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 78610 fell 4.0% over the past year — slower than the nation's +1.2%.

Asking rents in zip 78610 fell 2.6% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 78610 runs $1,185/mo more than renting one. The gap peaked at $1,817 in Oct 2022.

That is $2,745 a month against $1,560 rent: a $1,881 mortgage payment, plus $480 property tax and $384 insurance & upkeep.

Owning vs renting — zip 78610

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $2,000 $3,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 Owning all in $2,745 Renting $1,560 Mortgage only $1,881
$1,000 $2,000 $3,000 2018 2022 2026
  • Owning all in$2,745
  • Renting$1,560
  • Mortgage only$1,881

Property tax · $480/mo 1.61% of value a year — the ACS 2020-2024 median bill over the median home value for 3 counties

Insurance & upkeep · $384/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

This zip spans 3 counties: Hays County, TX 72% · Travis County, TX 26% · Caldwell County, TX 2%

Zillow also publishes an index for the city itself: Buda, TX — measured over the city limits, which is a different area from this zip.

Asking rent $1,560 as of Sep 2026
-2.6%year on year
Typical home value $358,454 as of Sep 2026
-4.0%year on year

Asking rent — 78610

Against the Austin-Round Rock-Georgetown, TX metro and the national benchmark.

$1,250 $1,500 $1,750 2018 2019 2020 2021 2022 2023 2024 2025 2026 78610 $1,560 Austin $1,603 United States $1,932
$1,250 $1,500 $1,750 2018 2022 2026
  • 78610$1,560
  • Austin$1,603
  • United States$1,932

Typical home value — 78610

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 78610 $358,454 Austin $414,273 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • 78610$358,454
  • Austin$414,273
  • United States$366,157

Within 20 miles

Showing 30 of 39 zips in range — sorting picks from all 39.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
4.0 78652 Manchaca 5,287 $2,499 $459,135
5.8 78748 Austin 55,631 $1,425 $395,441
5.9 78640 Kyle 77,531 $1,585 $293,532
6.7 78747 Austin 22,180 $1,640 $345,836
7.3 78739 Austin 20,659 $3,440 $785,231
9.2 78745 Austin 61,219 $1,497 $405,447
9.3 78749 Austin 34,562 $1,608 $544,604
9.6 78744 Austin 50,986 $1,419 $318,886
10.4 78737 Austin 27,023 $1,843 $765,976
11.1 78719 Austin 1,796 — $404,866
11.6 78619 Driftwood 6,693 $3,250 $925,971
12.1 78704 Austin 50,688 $1,920 $715,332
12.4 78656 Maxwell 2,847 $1,847 $252,451
12.9 78741 Austin 45,951 $1,367 $316,442
13.0 78735 Austin 20,996 $1,667 $808,900
13.4 78736 Austin 9,651 $1,438 $581,128
14.4 78701 Austin 11,824 $3,177 $650,693
14.8 78702 Austin 25,985 $2,103 $543,785
15.2 78746 Austin 28,256 $1,921 $1,711,433
15.2 78617 Del Valle 30,756 $1,624 $277,720
15.5 78703 Austin 23,483 $2,392 $1,298,250
16.0 78666 San Marcos 88,583 $1,418 $309,421
16.0 78705 Austin 33,238 $1,972 $319,751
16.2 78721 Austin 10,997 $1,782 $406,132
16.4 78722 Austin 6,767 $1,726 $557,471
17.0 78733 Austin 9,029 $2,983 $1,161,514
17.5 78751 Austin 16,961 $1,749 $576,865
17.5 78725 Austin 10,746 $2,002 $260,955
17.6 78644 Lockhart 22,348 $1,712 $277,573
17.7 78655 Martindale 3,730 — $329,498

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.