78644
Lockhart, Texas.
Lockhart, Caldwell County, TX · Austin-Round Rock-Georgetown, TX metro · population 22,348
to buy the typical home at today's mortgage rate — +$701 (+93%) since Jan 2020.
- 1 year
- Down $15,224 -5%
- $292,798$277,573 since Sep 2025
- 5 years
- Down $3,241 -1%
- $280,814$277,573 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 78644$1,457
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in zip 78644 fell 5.2% over the past year — slower than the nation's +1.2%.
Zillow also publishes an index for the city itself: Lockhart, TX — measured over the city limits, which is a different area from this zip.
Asking rent — 78644
Against the Austin-Round Rock-Georgetown, TX metro and the national benchmark.
- 78644$1,712
- Austin$1,603
- United States$1,932
Typical home value — 78644
Mid-tier homes, smoothed and seasonally adjusted.
- 78644$277,573
- Austin$414,273
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 8.0 | 78616 | Dale | 10,683 | — | $354,202 |
| 8.4 | 78656 | Maxwell | 2,847 | $1,847 | $252,451 |
| 9.5 | 78622 | Fentress | 331 | — | $227,154 |
| 10.3 | 78655 | Martindale | 3,730 | — | $329,498 |
| 10.6 | 78661 | Prairie Lea | 835 | — | $201,868 |
| 12.3 | 78648 | Luling | 7,863 | $975 | $225,532 |
| 12.5 | 78640 | Kyle | 77,531 | $1,585 | $293,532 |
| 14.7 | 78662 | Red Rock | 3,015 | — | $443,523 |
| 16.5 | 78638 | Kingsbury | 2,135 | — | $368,036 |
| 17.6 | 78610 | Buda | 48,319 | $1,560 | $358,454 |
| 17.6 | 78632 | Harwood | 1,245 | — | $417,219 |
| 18.0 | 78747 | Austin | 22,180 | $1,640 | $345,836 |
| 18.4 | 78666 | San Marcos | 88,583 | $1,418 | $309,421 |
| 18.8 | 78612 | Cedar Creek | 19,799 | $1,917 | $412,572 |
| 18.9 | 78719 | Austin | 1,796 | — | $404,866 |
| 19.3 | 78953 | Rosanky | 1,089 | — | $535,783 |
| 19.8 | 78617 | Del Valle | 30,756 | $1,624 | $277,720 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.